Event-Driven Stocks

MEDALLION FINANCIAL CORP

MFINNasdaq

Financials · Finance Services · DE · SEC filings ↗ · Compare ⊕

View price & chart on Yahoo Finance ↗
Signs● 2 good● 1 warning● 1 severedetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue——————
Operating income——————
Net income$43.0M$35.9M$55.1M$43.8M$54.1M−$34.8M
Total assets$2.96B$2.87B$2.59B$2.26B$1.87B$1.64B
Total liabilities$2.45B$2.43B$2.18B$1.89B$1.52B$1.34B
Equity$408.6M$370.2M$343.0M$301.7M$287.0M$231.4M
EPS (diluted)$1.78$1.52$2.37$1.83$2.17$-1.42
Shares out.23.3M23.5M23.3M25.5M25.0M24.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
—
Return on equity
10.5%
Return on assets
1.5%
Return on capital (ROCE)
—
Liabilities / assets
82.8%
Debt / equity
5.99×
Book value / share
$17.57
Revenue growth (YoY)
—
Net income growth (YoY)
20.0%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−2.8%clean
Piotroski F-Score
6/6mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
83
/ 100
Profitability 100Growth 100Catalyst 67Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 severe● 1 warning● 2 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Insider transactions

SEC Form 4 · most recent
5 acquisitions2 disposalsnet +616,514 shares · last 7
InsiderDateTypeSharesPrice
Murstein AndrewOfficer — See RemarksMar 10, 2026Grant323,870$0.00
Cutrone Anthony N.Officer — Chief Financial OfficerMar 10, 2026Grant84,858$0.00
Haley David JustinOfficer — See RemarksMar 10, 2026Grant39,152$0.00
Poulton Donald S.Officer — See RemarksMar 10, 2026Grant101,831$0.00
Murstein AlvinOfficer — See RemarksMar 10, 2026Grant72,103$0.00
Rudnick Jeffrey D.Officer — Executive Vice PresidentMar 1, 2026Tax withholding3,298$10.09
Rozovsky Samantha K.Officer — See RemarksMar 1, 2026Tax withholding2,002$10.09

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 2026797,59410.6-0.3%
Apr 30, 2026800,23614.7+1.4%
Apr 15, 2026789,36816.4-2.2%
Mar 31, 2026807,41510.4-1.7%
Mar 13, 2026821,49712.9+5.5%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)