KENTUCKY BANCSHARES INC /KY/
Financials · State Commercial Banks · KY · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $11.7M | $13.2M | $12.4M | $10.7M | $8.6M | $6.8M |
| Total assets | $1.24B | $1.11B | $1.09B | $1.05B | $1.03B | $974.7M |
| Total liabilities | $1.11B | $991.5M | $979.2M | $952.9M | $935.5M | $885.3M |
| Equity | $128.3M | $119.3M | $106.8M | $100.3M | $93.0M | $89.4M |
| EPS (diluted) | $0.30 | $0.47 | $0.53 | $0.53 | $1.43 | $2.40 |
| Shares out. | 5.9M | 6.0M | 3.0M | 3.0M | 3.0M | 2.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- —
- Net margin
- —
- Return on equity
- 9.1%
- Return on assets
- 0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.6%
- Debt / equity
- 8.66×
- Book value / share
- $21.58
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −11.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- 0.0%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsJun 1, 2021
- Shareholder voteMay 14, 2021
- Results of operationsApr 21, 2021
- Director / officer changeFeb 23, 2021
- Other material eventFeb 1, 2021
- Entered a material agreementFeb 1, 2021
- Entered a material agreementJan 28, 2021
- Other material eventJan 27, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- S-8 POSFORM S-8 POSJun 9, 2021
- S-8 POSFORM S-8 POSJun 9, 2021
- S-8 POSFORM S-8 POSJun 9, 2021
- S-8 POSFORM S-8 POSJun 9, 2021
- 15-12GFORM 15-12GJun 9, 2021
- 8-KFORM 8-KJun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
- 4FORM 4 -Jun 1, 2021
Event-driven situations (1)
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