BROADWAY FINANCIAL CORP \DE\
BYFCNasdaqFinancials · Savings Institution, Federally Chartered · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $184,000 | $155,000 | $179,000 | $145,000 | $249,000 | $420,000 |
| Operating income | — | — | — | — | — | — |
| Net income | −$24.8M | $1.9M | $4.5M | $5.6M | −$4.0M | −$642,000 |
| Total assets | $1.35B | $1.33B | $1.38B | $1.18B | $1.09B | $483.4M |
| Total liabilities | $1.08B | $1.05B | $1.09B | $904.6M | $952.4M | $434.5M |
| Equity | $262.8M | $285.0M | $281.9M | $279.5M | $141.0M | $48.9M |
| EPS (diluted) | $-3.23 | $0.04 | $0.51 | $0.62 | $-0.07 | $-0.02 |
| Shares out. | 8.6M | 8.6M | 8.7M | 9.1M | 60.2M | 27.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- −13475.5%
- Return on equity
- −9.4%
- Return on assets
- −1.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 80.5%
- Debt / equity
- 4.12×
- Book value / share
- $30.57
- Revenue growth (YoY)
- 18.7%
- Net income growth (YoY)
- −1385.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −1.9%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 2 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Reported a net loss
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Nov 14, 2025
- NT 10-Qmissed a reporting deadline ↗Aug 15, 2025
- NT 10-Qmissed a reporting deadline ↗May 16, 2025
- NT 10-Qmissed a reporting deadline ↗May 16, 2024
- NT 10-Kmissed a reporting deadline ↗Apr 2, 2024
- NT 10-Qmissed a reporting deadline ↗Nov 15, 2023
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Bradshaw Wayne-Kent A.Director | May 26, 2026 | Sell | 97 | $9.36 |
| Bradshaw Wayne-Kent A.Director | May 22, 2026 | Sell | 100 | $9.69 |
| Driver JohnDirector | May 7, 2026 | Sell | 6,500 | $9.36 |
| Driver JohnDirector | Mar 2, 2026 | Grant | 2,675 | $7.85 |
| Donovan Mary AnnDirector | Mar 2, 2026 | Grant | 2,675 | $7.85 |
| Washington Lashanya DemetriceOfficer — EVP, Chief Credit Officer | Mar 2, 2026 | Grant | 6,480 | $7.85 |
| Johns Marie CDirector | Mar 2, 2026 | Grant | 2,675 | $7.85 |
| Mcgrady David J.Director | Mar 2, 2026 | Grant | 2,675 | $7.85 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 10,195 | 1.4 | -36.2% |
| Apr 30, 2026 | 15,978 | 5.8 | +5.2% |
| Apr 15, 2026 | 15,194 | 8.2 | +23.9% |
| Mar 31, 2026 | 12,260 | 4.9 | -6.5% |
| Mar 13, 2026 | 13,106 | 14.7 | +3.9% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Results of operationsApr 28, 2026
- Other material eventFeb 26, 2026
- Regulation FD disclosureFeb 18, 2026
- Delisting / listing-standard notice · Regulation FD disclosureNov 25, 2025
- Delisting / listing-standard noticeNov 14, 2025
- Material impairmentOct 17, 2025
- Prior financials not reliable (restatement)Oct 17, 2025
- Delisting / listing-standard notice · Regulation FD disclosureAug 22, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.