OCEANFIRST FINANCIAL CORP
OCFC, OCFCPOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $71.0M | $100.1M | $104.0M | $146.6M | $110.1M | $63.3M |
| Total assets | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B | $11.45B |
| Total liabilities | $12.90B | $11.72B | $11.88B | $11.52B | $10.22B | $9.96B |
| Equity | $1.66B | $1.70B | $1.66B | $1.58B | $1.52B | $1.48B |
| EPS (diluted) | $1.17 | $1.65 | $1.70 | $2.42 | $1.78 | $1.02 |
| Shares out. | 58.6M | 59.0M | 59.2M | 59.2M | 59.9M | 60.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 4.3%
- Return on assets
- 0.5%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.6%
- Debt / equity
- 7.76×
- Book value / share
- $28.39
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −29.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 1, 2019
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Wellington Management Group LlpPassive (13G)May 15, 2026
- State Street CorpPassive (13G)May 12, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Blackrock Portfolio Management LlcPassive (13G)Jan 21, 2026
- Blackrock, Inc.Passive (13G)Feb 7, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Schaeffer Brian | Mar 4, 2026 | Tax withholding | 1,837 | $18.58 |
| Tsimbinos Steven JamesOfficer — Senior EVP & Corp. Secretary | Mar 4, 2026 | Tax withholding | 4,629 | $18.58 |
| Estep Michele B | Mar 4, 2026 | Tax withholding | 4,629 | $18.58 |
| Berninger DavidOfficer — Senior EVP & CRO | Mar 4, 2026 | Tax withholding | 3,541 | $18.58 |
| Barrett Patrick SeanOfficer — Senior EVP & CFO | Mar 4, 2026 | Tax withholding | 5,643 | $18.48 |
| Lebel Joseph IiiOfficer — Senior EVP and COO | Mar 4, 2026 | Tax withholding | 9,499 | $18.58 |
| Maher ChristopherOfficer — Chairman and CEO | Mar 4, 2026 | Tax withholding | 14,147 | $18.58 |
| Schaeffer Brian | Feb 27, 2026 | Grant | 10,244 | $0.00 |
| Tsimbinos Steven JamesOfficer — Senior EVP & Corp. Secretary | Feb 27, 2026 | Grant | 13,844 | $0.00 |
| Estep Michele B | Feb 27, 2026 | Grant | 13,844 | $0.00 |
| Berninger DavidOfficer — Senior EVP & CRO | Feb 27, 2026 | Grant | 11,076 | $0.00 |
| Barrett Patrick SeanOfficer — Senior EVP & CFO | Feb 27, 2026 | Grant | 15,228 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Completed an acquisition or disposition · New financial obligation · Unregistered equity sale · Modified shareholder rights · Director / officer change · Amended charter or bylaws · Regulation FD disclosureJun 1, 2026
- Director / officer change · Shareholder voteMay 28, 2026
- Regulation FD disclosureMay 1, 2026
- Other material eventApr 27, 2026
- Results of operations · Regulation FD disclosureApr 23, 2026
- Other material eventApr 15, 2026
- Shareholder vote · Other material eventApr 7, 2026
- Regulation FD disclosureJan 29, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- S-3Jun 2, 2026
- S-8Jun 2, 2026
- S-8 POSJun 2, 2026
- 8-KJun 1, 2026
- 8-KMay 28, 2026
- S-8May 28, 2026
- SCHEDULE 13G/AMay 15, 2026
- DEFA14AMay 12, 2026
- SCHEDULE 13GMay 12, 2026
- 10-QMay 1, 2026
- 8-KMay 1, 2026
- ARSApr 27, 2026
- DEF 14ADEFINITIVE PROXY STATEMENTApr 27, 2026
- 425Apr 27, 2026
- 8-KApr 27, 2026
Event-driven situations (4)
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