NORTH CENTRAL BANCSHARES INC
Financials · Savings Institution, Federally Chartered · IA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | $2.6M | $1.7M |
| Total assets | $433.0M | $452.3M |
| Total liabilities | $390.9M | $403.1M |
| Equity | $42.1M | $49.2M |
| EPS (diluted) | $1.53 | $0.87 |
| Shares out. | 1 | 1.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- 6.3%
- Return on assets
- 0.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.3%
- Debt / equity
- 9.29×
- Book value / share
- $42097428.00
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 54.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- −1.0%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Funk Jane MOfficer — Chief Financial Officer | Jun 22, 2012 | D | 1,302 | $30.58 |
| Ruhland Russell J.Officer — SVP of subsidiary | Jun 22, 2012 | D | 498 | $30.58 |
| Hromatka Thomas JOfficer — EVP of subsidiary | Jun 22, 2012 | D | 2,000 | $30.58 |
| Stanberry Thomas EDirector | Jun 22, 2012 | D | 1,325 | $30.58 |
| Bognanno Paul FDirector | Jun 22, 2012 | D | 11,225 | $30.58 |
| Minear Randall LDirector | Jun 22, 2012 | D | 3,925 | $30.58 |
| Singer Robert H JrDirector | Jun 22, 2012 | D | 9,583 | $30.58 |
| Thompson Mark MDirector | Jun 22, 2012 | D | 11,625 | $30.58 |
| Chalstrom C ThomasDirector | Jun 22, 2012 | D | 3,410 | $30.58 |
| Bradley David MOfficer — Chairman, President & CEO | Jun 22, 2012 | D | 13,193 | $30.58 |
| Thompson Mark MDirector | Dec 23, 2011 | Option exercise | 2,000 | $20.59 |
| Hromatka Thomas JOfficer — EVP of subsidiary | Sep 16, 2011 | Buy | 1,000 | $17.75 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard noticeJun 22, 2012
- Regulation FD disclosureJun 1, 2012
- Shareholder vote · Regulation FD disclosureMay 23, 2012
- Results of operationsMay 10, 2012
- Regulation FD disclosureApr 24, 2012
- Other material eventApr 13, 2012
- Entered a material agreement · Regulation FD disclosureMar 13, 2012
- Results of operationsMar 9, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 12, 2013
- SC 13G/ASCHEDULE 13G/AFeb 11, 2013
- 15-12GFORM 15Jul 3, 2012
- 25-NSE/AJun 22, 2012
- S-8 POSNORTH CENTRAL BANCSHARES, INC. S-8 1996 STOCK OPTION PLAN - 06.22.12Jun 22, 2012
- S-8 POSNORTH CENTRAL BANCSHARES, INC. FORM S-8 INITIAL 1996 STOCK OPTION PLAN - 06.22.1Jun 22, 2012
- S-8 POSNORTH CENTRAL BANCSHARES, INC. S-8 2006 STOCK INCENTIVE PLAN - 06.22.12Jun 22, 2012
- S-8 POSNORTH CENTRAL BANCSHARES, INC. FORM S-8 401(K) AND STOCK OWNERSHIP PLAN - 06.22.Jun 22, 2012
- 4FORM 4Jun 22, 2012
- 4FORM 4Jun 22, 2012
- 4FORM 4Jun 22, 2012
- 4FORM 4Jun 22, 2012
- 4FORM 4Jun 22, 2012
- 4FORM 4Jun 22, 2012
- 4FORM 4Jun 22, 2012
Event-driven situations (1)
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