COMMERCIAL BANCSHARES INC \OH\
Financials · State Commercial Banks · OH · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $773,000 | $759,000 | $3.1M | $2.9M | $2.8M | $2.3M |
| Total assets | $341.1M | $336.5M | $318.0M | $301.6M | $287.8M | $304.4M |
| Total liabilities | $305.0M | $302.3M | $286.4M | $272.2M | $260.8M | $280.0M |
| Equity | $36.1M | $34.2M | $31.6M | $29.4M | $27.0M | $24.4M |
| EPS (diluted) | $0.63 | $0.63 | $2.57 | $2.49 | $2.38 | $2.03 |
| Shares out. | 1.2M | 0 | 1.2M | 1.2M | 1.2M | 1.1M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 2.1%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.4%
- Debt / equity
- 8.44×
- Book value / share
- $30.47
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 1.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −1.0%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Shareholder voteJan 27, 2017
- Other material eventJan 23, 2017
- Entered a material agreement · Regulation FD disclosureAug 24, 2016
- Shareholder voteMay 24, 2016
- Other material eventAug 14, 2015
- Director / officer changeJul 6, 2015
- Director / officer changeJun 16, 2015
- Shareholder voteMay 27, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4/AFORM 4/A SUBMISSIONMar 3, 2017
- 4FORM 4 SUBMISSIONFeb 28, 2017
- 15-12GFeb 27, 2017
- S-8 POSPOST-EFFECTIVE AMENDMENTFeb 27, 2017
- S-8 POSPOST-EFFECTIVE AMENDMENTFeb 27, 2017
- S-8 POSPOST-EFFECTIVE AMENDMENTFeb 27, 2017
- S-8 POSPOST-EFFECTIVE AMENDMENTFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 27, 2017
- 4FORM 4 SUBMISSIONFeb 24, 2017
Event-driven situations (1)
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