FBL FINANCIAL GROUP INC
Financials · Life Insurance · IA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | |
|---|---|---|---|---|---|---|
| Revenue | $198.7M | $197.9M | $198.3M | $737.9M | $726.4M | $722.8M |
| Operating income | $72.5M | $126.2M | $93.8M | $187.3M | $102.1M | $104.9M |
| Net income | −$2.5M | $34.0M | $93.8M | $187.3M | $102.8M | $113.5M |
| Total assets | $11.00B | $10.48B | $9.83B | $10.05B | $9.57B | $9.13B |
| Total liabilities | $9.30B | $8.99B | $8.65B | $8.68B | $8.38B | $8.00B |
| Equity | $1.69B | $1.49B | $1.18B | $1.38B | $1.19B | $1.13B |
| EPS (diluted) | $-0.10 | $1.37 | $3.75 | $7.47 | $4.10 | $4.53 |
| Shares out. | 24.4M | 24.7M | 24.7M | 24.9M | 24.9M | 24.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2020- Operating margin
- 36.5%
- Net margin
- −1.3%
- Return on equity
- −0.1%
- Return on assets
- −0.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 84.6%
- Debt / equity
- 5.50×
- Book value / share
- $69.36
- Revenue growth (YoY)
- 0.4%
- Net income growth (YoY)
- −107.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2020- Accruals / assets
- −2.1%clean
- Piotroski F-Score
- 4/8mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 warning● 4 good- Reported a net loss
- High leverage (liabilities > 70% of assets)
- Operating margin is positive
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Amended charter or bylaws · Other material eventMay 25, 2021
- Shareholder vote · Other material eventMay 21, 2021
- Results of operationsMay 6, 2021
- Shareholder vote · Other material eventMay 3, 2021
- Results of operationsMay 3, 2021
- Entered a material agreement · Other material eventMay 3, 2021
- Other material eventApr 19, 2021
- Results of operationsFeb 4, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.