SB ONE BANCORP
Financials · State Commercial Banks · NJ · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $22.5M | $9.9M | $5.7M | $5.5M | $3.7M | $2.6M |
| Total assets | $2.00B | $1.80B | $979.4M | $848.7M | $684.5M | $595.9M |
| Total liabilities | $1.80B | $1.61B | $885.2M | $788.7M | $630.6M | $544.7M |
| Equity | $199.2M | $185.4M | $94.2M | $60.1M | $53.9M | $51.2M |
| EPS (diluted) | $2.40 | $1.25 | $1.05 | $1.19 | $0.81 | $0.57 |
| Shares out. | 9.5M | 7.9M | 4.8M | 4.7M | 4.7M | 4.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- —
- Net margin
- —
- Return on equity
- 11.3%
- Return on assets
- 1.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.0%
- Debt / equity
- 9.05×
- Book value / share
- $20.97
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 127.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- −0.2%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsAug 3, 2020
- Shareholder vote · Other material eventJun 24, 2020
- Other material eventJun 17, 2020
- Other material eventJun 1, 2020
- Results of operationsApr 29, 2020
- Entered a material agreement · Director / officer changeMar 12, 2020
- Other material eventMar 12, 2020
- Director / officer changeMar 9, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4PRIMARY DOCUMENTSep 3, 2020
- 15-12BAug 10, 2020
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO: FORM S-8 REGISTRATION STATEMENT NO. 333-23117Aug 10, 2020
- S-8 POSPOST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-196324Aug 10, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020
- 4PRIMARY DOCUMENTAug 6, 2020