Event-Driven Stocks

EASTERN VIRGINIA BANKSHARES INC

Financials · State Commercial Banks · VA · SEC filings ↗ · Compare ⊕

Signs2 good1 warningdetails ↓

Financials

SEC XBRL · annual
 FY16FY15FY14FY13FY12FY11
Revenue
Operating income
Net income$7.8M$7.3M$5.7M−$2.6M$814,000$474,000
Total assets$1.40B$1.27B$1.18B$1.03B$1.08B$1.06B
Total liabilities$1.27B$1.14B$1.05B$894.1M$975.8M$967.9M
Equity$131.2M$126.3M$134.3M$132.9M$99.7M$95.1M
EPS (diluted)$0.42$0.38$0.22$-0.45$0.32$0.05
Shares out.13.0M13.0M11.9M6.1M6.0M6.0M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2016
Operating margin
Net margin
Return on equity
5.9%
Return on assets
0.6%
Return on capital (ROCE)
Liabilities / assets
90.6%
Debt / equity
9.66×
Book value / share
$10.07
Revenue growth (YoY)
Net income growth (YoY)
6.4%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2016
Accruals / assets
0.6%clean
Piotroski F-Score
3/6weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

1 warning2 good
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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