COMMUNITY WEST BANCSHARES /
Financials · State Commercial Banks · CA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | |
|---|---|---|---|---|---|---|
| Revenue | $987,000 | $853,000 | $711,000 | $455,000 | $666,000 | $555,000 |
| Operating income | — | — | — | — | — | — |
| Net income | $7.3M | $13.4M | $13.1M | $8.2M | $8.0M | $7.4M |
| Total assets | $1.09B | $1.09B | $1.16B | $975.4M | $913.9M | $877.3M |
| Total liabilities | $970.8M | $978.9M | $1.06B | $886.4M | $831.9M | $801.1M |
| Equity | $116.2M | $112.7M | $101.4M | $89.0M | $82.0M | $76.2M |
| EPS (diluted) | $0.81 | $1.51 | $1.50 | $0.97 | $0.93 | $0.88 |
| Shares out. | 8.8M | 8.7M | 8.5M | 8.5M | 8.5M | 8.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2023- Operating margin
- —
- Net margin
- 741.2%
- Return on equity
- 6.3%
- Return on assets
- 0.7%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.3%
- Debt / equity
- 8.35×
- Book value / share
- $13.16
- Revenue growth (YoY)
- 15.7%
- Net income growth (YoY)
- −45.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2023- Accruals / assets
- −1.7%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Apr 2, 2024
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Other material eventApr 5, 2024
- Shareholder vote · Regulation FD disclosureFeb 9, 2024
- Other material eventJan 30, 2024
- Results of operationsJan 26, 2024
- Other material eventJan 10, 2024
- Results of operationsOct 27, 2023
- Entered a material agreement · Regulation FD disclosure · Other material eventOct 11, 2023
- Other material eventOct 4, 2023
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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