CARDINAL FINANCIAL CORP
Financials · National Commercial Banks · VA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | — | — | — | — | — | — |
| Total assets | $4.21B | $4.03B | $3.40B | $2.89B | $3.04B | $2.60B |
| Total liabilities | $3.76B | $3.62B | $3.02B | $2.57B | $2.73B | $2.34B |
| Equity | $452.2M | $413.1M | $377.3M | $320.5M | $308.1M | $257.8M |
| EPS (diluted) | $1.50 | $1.43 | $1.00 | $0.82 | $1.51 | $0.94 |
| Shares out. | 32.4M | 32.1M | 32.0M | 30.3M | 29.2M | 29.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- —
- Return on assets
- —
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.3%
- Debt / equity
- 8.31×
- Book value / share
- $13.95
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 1 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Nov 16, 2004
- NT 10-Kmissed a reporting deadline ↗Apr 2, 2001
- NT 10-Qmissed a reporting deadline ↗Nov 15, 2000
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Nassetta William JDirector | Apr 21, 2017 | D | 2,817 | — |
| Wendel Mark AOfficer — EVP/Chief Financial Officer | Apr 21, 2017 | D | 17,425 | — |
| Bergstrom Christopher WOfficer — President, Cardinal Bank, N.A. | Apr 21, 2017 | D | 10,305 | — |
| Reynolds F KevinOfficer — President, Cardinal Bank, N.A. | Apr 21, 2017 | D | 24,414 | — |
| Garcia Michael ADirector | Apr 21, 2017 | D | 54,068 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in controlApr 28, 2017
- Results of operationsApr 11, 2017
- Shareholder voteApr 10, 2017
- Other material eventMar 17, 2017
- Results of operations · Other material eventJan 26, 2017
- Director / officer change · Other material eventDec 22, 2016
- Results of operations · Other material eventOct 20, 2016
- Director / officer change · Other material eventAug 30, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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