PULASKI FINANCIAL CORP
Financials · Savings Institution, Federally Chartered · MO · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $3.1M | $2.1M | $9.8M | $9.8M | $8.1M | $3.3M |
| Total assets | $1.52B | $1.38B | $1.28B | $1.35B | $1.31B | $1.45B |
| Total liabilities | $1.40B | $1.27B | $1.16B | $1.23B | $1.19B | $1.34B |
| Equity | $121.5M | $112.1M | $116.1M | $118.2M | $120.2M | $116.4M |
| EPS (diluted) | $0.25 | $0.17 | $0.74 | $0.74 | $0.55 | $0.12 |
| Shares out. | 11.9M | 12.1M | 11.4M | 11.4M | 11.1M | 10.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 2.5%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 92.0%
- Debt / equity
- 11.52×
- Book value / share
- $10.19
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 46.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- 2.9%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 2 warning● 1 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 17, 2010
- NT 11-Kmissed a reporting deadline ↗Jul 2, 2007
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Reeves W ThomasOfficer — President of Subsidiary Bank | Apr 30, 2016 | D | 60,232 | $0.00 |
| Reeves Timothy KDirector | Apr 30, 2016 | D | 11,164.56 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Shareholder vote · Other material eventMar 30, 2016
- Other material eventMar 24, 2016
- Other material eventFeb 10, 2016
- Director / officer changeFeb 1, 2016
- Shareholder voteJan 29, 2016
- Results of operationsJan 27, 2016
- Director / officer changeDec 8, 2015
- Entered a material agreement · Other material eventDec 3, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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