Event-Driven Stocks

AMERINST INSURANCE GROUP LTD

Financials · Insurance Carriers, NEC · D0 · SEC filings ↗ · Compare ⊕

Signs● 4 warning● 1 severedetails ↓

Financials

SEC XBRL · annual
 FY22FY21FY20FY19FY18FY17
Revenue$2.3M$3.4M$5.7M$5.8M$5.5M$4.8M
Operating income——————
Net income−$210,261$344,147−$4.5M$1.7M−$315,167$431,101
Total assets$4.1M$6.5M$38.3M$52.2M$44.1M$41.8M
Total liabilities$2.3M$2.9M$32.4M$31.9M$26.1M$22.9M
Equity$1.7M$3.7M$5.9M$20.3M$18.0M$19.0M
EPS (diluted)$-0.34$0.55$-7.16$2.64$-0.49$0.66
Shares out.995,253995,253995,253995,253995,253995,253

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2022
Operating margin
—
Net margin
−9.3%
Return on equity
−12.1%
Return on assets
−5.2%
Return on capital (ROCE)
—
Liabilities / assets
57.5%
Debt / equity
1.35×
Book value / share
$1.74
Revenue growth (YoY)
−33.6%
Net income growth (YoY)
−161.1%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2022
Accruals / assets
18.2%high accruals
Piotroski F-Score
2/7weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
27
/ 100
Profitability 0Growth 0Catalyst 33Earnings quality 0Financial strength 100

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

● 1 severe● 4 warning● 0 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • Reported a net loss
  • Revenue declined year-over-year
  • Negative operating cash flow
  • High accruals — earnings-quality risk

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.