TEXAS CAPITAL BANCSHARES INC/TX
TCBI, TCBIOOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $330.2M | $77.5M | $189.1M | $332.5M | $253.9M | $66.3M |
| Total assets | $31.54B | $30.73B | $28.36B | $28.41B | $34.73B | $37.73B |
| Total liabilities | $27.91B | $27.36B | $25.16B | $25.36B | $31.52B | $34.85B |
| Equity | $3.63B | $3.37B | $3.20B | $3.06B | $3.21B | $2.87B |
| EPS (diluted) | $6.79 | $1.28 | $3.54 | $6.18 | $4.60 | $1.12 |
| Shares out. | 46.0M | 47.4M | 48.2M | 50.6M | 50.5M | 50.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- 9.1%
- Return on assets
- 1.0%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.5%
- Debt / equity
- 7.69×
- Book value / share
- $78.92
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 326.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.1%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Aqr Capital Management LlcPassive (13G)May 14, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 30, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- North Reef Capital Management LpPassive (13G)Aug 14, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Hyle Charles SDirector | Apr 21, 2026 | Option exercise | 1,670 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Results of operations · Director / officer change · Shareholder voteApr 23, 2026
- Other material eventMar 9, 2026
- Other material eventFeb 27, 2026
- Amended charter or bylawsFeb 20, 2026
- Results of operationsJan 22, 2026
- Other material eventDec 2, 2025
- Regulation FD disclosureNov 3, 2025
- Results of operationsOct 22, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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