STANCORP FINANCIAL GROUP INC
Financials · Accident & Health Insurance · OR · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | $709.5M | $694.5M | $2.88B | $2.90B | $2.87B | $2.77B |
| Operating income | — | — | — | — | — | — |
| Net income | $56.5M | $48.1M | $225.6M | $138.5M | $136.7M | $185.9M |
| Total assets | $23.17B | $22.71B | $21.38B | $19.79B | $18.40B | $17.82B |
| Total liabilities | $20.98B | $20.55B | $19.24B | $17.62B | $16.41B | $15.93B |
| Equity | $2.19B | $2.16B | $2.15B | $2.16B | $1.99B | $1.89B |
| EPS (diluted) | $1.32 | $1.08 | $5.07 | $3.12 | $3.04 | $3.95 |
| Shares out. | 42.1M | 43.7M | 44.5M | 44.4M | 45.9M | 47.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- 8.0%
- Return on equity
- 2.6%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 90.5%
- Debt / equity
- 9.58×
- Book value / share
- $51.99
- Revenue growth (YoY)
- 2.2%
- Net income growth (YoY)
- 17.5%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −1.3%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMar 7, 2016
- Regulation FD disclosure · Other material eventFeb 8, 2016
- Results of operationsFeb 1, 2016
- Shareholder vote · Other material eventNov 10, 2015
- Other material eventNov 4, 2015
- Entered a material agreementOct 28, 2015
- Results of operationsOct 22, 2015
- Other material eventOct 21, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ASCHEDULE 13G/AFeb 9, 2017
- 15-12BFORM 15-12BMar 21, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
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- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016
- 4PRIMARY DOCUMENTMar 9, 2016