METRO BANCORP, INC.
Financials · State Commercial Banks · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $4.9M | $3.6M | $10.9M | $289,000 | −$4.3M |
| Total assets | $3.00B | $2.78B | $2.63B | $2.42B | $2.23B |
| Total liabilities | $2.73B | $2.55B | $2.40B | $2.20B | $2.03B |
| Equity | $265.5M | $230.2M | $235.4M | $220.0M | $205.4M |
| EPS (diluted) | $0.34 | $0.26 | $0.77 | $0.02 | $-0.33 |
| Shares out. | 14.2M | 14.1M | 14.1M | 14.1M | 13.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.9%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.1%
- Debt / equity
- 10.29×
- Book value / share
- $18.75
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 35.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −1.1%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Lashley Richard JDirector | Feb 13, 2016 | D | 4,000 | — |
| Zody Mark AOfficer — Chief Financial Officer | Feb 13, 2016 | D | 49,276 | — |
| Srouji Samir JDirector | Feb 13, 2016 | D | 85,429 | — |
| Smida Thomas FDirector | Feb 13, 2016 | D | 780 | — |
| Serluco Michael ADirector | Feb 13, 2016 | D | 171,584 | — |
| Ridd James ROfficer — Chief Credit Officer | Feb 13, 2016 | D | 31,050 | — |
| Ressler Peter JOfficer — Secretary to the Board | Feb 13, 2016 | D | 50,425 | — |
| Nalbandian Gary LOfficer — President/CEO | Feb 13, 2016 | D | 311,581 | — |
| Moser Percival BOfficer — Chief Operating Officer | Feb 13, 2016 | D | 35,493 | — |
| Meyers Jessica EDirector | Feb 13, 2016 | D | 100 | — |
| Metz Adam LOfficer — Chief Lending Officer | Feb 13, 2016 | D | 3,750 | — |
| Messick John RodneyDirector | Feb 13, 2016 | D | 4,984 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in controlFeb 19, 2016
- Director / officer changeJan 28, 2016
- Results of operationsJan 26, 2016
- Shareholder vote · Other material eventJan 15, 2016
- Other material eventJan 11, 2016
- Director / officer changeNov 2, 2015
- Results of operations · Other material eventOct 26, 2015
- Entered a material agreementAug 7, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ASCHEDULE 13G/AFeb 9, 2017
- 15-12GFORM 15-12GFeb 22, 2016
- 15-12BFORM 15-12BFeb 22, 2016
- 8-KFORM 8-KFeb 19, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
- 4FORM 4Feb 17, 2016
Event-driven situations (1)
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