NEWTEK BUSINESS SERVICES, INC.
Industrials · Services-Business Services, NEC · NY · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|
| Revenue | $143.6M | $131.1M | $125.3M | $112.7M |
| Operating income | — | — | — | — |
| Net income | $7.2M | $1.0M | $3.3M | $1.4M |
| Total assets | $198.6M | $152.7M | $129.8M | $165.0M |
| Total liabilities | $121.6M | $83.8M | $70.6M | $109.4M |
| Equity | $75.3M | $66.8M | $58.0M | $54.3M |
| EPS (diluted) | $0.04 | $0.03 | $0.09 | $0.04 |
| Shares out. | 35.3M | 37.0M | 35.7M | 35.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2013- Operating margin
- —
- Net margin
- 5.0%
- Return on equity
- 9.5%
- Return on assets
- 3.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 61.2%
- Debt / equity
- 1.61×
- Book value / share
- $2.13
- Revenue growth (YoY)
- 9.5%
- Net income growth (YoY)
- 601.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2013- Accruals / assets
- 1.1%clean
- Piotroski F-Score
- 4/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 3 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 31, 2006
- NT 10-Qmissed a reporting deadline ↗Aug 16, 2005
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Eddelson Jennifer CatherineOfficer — Principal Financial Officer | Jul 1, 2014 | Grant | 50,000 | $2.62 |
| Mulia Salvatore FrancisDirector | Sep 16, 2014 | Buy | 3,000 | $2.72 |
| Kirschner SamDirector | Sep 3, 2014 | Buy | 3,000 | $2.63 |
| Sloane BarryOfficer — Chairman & CEO | Aug 28, 2014 | Buy | 1,000 | $2.83 |
| Kirschner SamDirector | Aug 27, 2014 | Buy | 310 | $2.75 |
| Kirschner SamDirector | Aug 27, 2014 | Buy | 600 | $2.70 |
| Beck David CDirector | Aug 27, 2014 | Buy | 400 | $2.70 |
| Sloane BarryOfficer — Chairman & CEO | Aug 27, 2014 | Buy | 2,400 | $2.65 |
| Mulia Salvatore FrancisDirector | Aug 26, 2014 | Buy | 1,250 | $2.58 |
| Kirschner SamDirector | Aug 26, 2014 | Buy | 100 | $2.54 |
| Sloane BarryOfficer — Chairman & CEO | Aug 26, 2014 | Buy | 1,000 | $2.53 |
| Sloane BarryOfficer — Chairman & CEO | Aug 25, 2014 | Buy | 1,000 | $2.49 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Regulation FD disclosureNov 3, 2014
- Entered a material agreement · New financial obligationOct 30, 2014
- Shareholder voteOct 22, 2014
- Regulation FD disclosureAug 15, 2014
- Results of operationsAug 14, 2014
- Entered a material agreement · New financial obligationJul 1, 2014
- Regulation FD disclosureMay 7, 2014
- Results of operationsMay 7, 2014
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AJGRFeb 11, 2016
- SC 13G/ANBSCFeb 13, 2015
- 25-NSENov 19, 2014
- 8-A12B/AAMENDMENT NO.1 TO FORM 8-ANov 12, 2014
- 8-KFORM 8-KNov 3, 2014
- 8-KFORM 8-KOct 30, 2014
- 425Oct 22, 2014
- 8-KFORM 8-KOct 22, 2014
- UPLOADOct 6, 2014
- DEFM14ASPECIAL MEETING NOTICE AND PROXY STATEMENTOct 2, 2014
- DEF 14ADEFINITIVE PROXY STATEMENTOct 2, 2014
- PRER14AAMENDMENT # 6 TO PRELIMINARY NOTICE OF SPECIAL MEETING AND PROXYSep 30, 2014
- PRER14AREVISED PRELIMINARY PROXY STATEMENTSep 24, 2014
- 4Sep 23, 2014
- 4Sep 17, 2014
Event-driven situations (1)
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