MAINSTREET BANKSHARES INC
Financials · National Commercial Banks · VA · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | $205,034 | $2.0M | −$146,445 | $791,538 |
| Total assets | $169.0M | $183.1M | $203.9M | $214.5M |
| Total liabilities | $145.0M | $158.9M | $181.6M | $192.4M |
| Equity | $24.0M | $24.3M | $22.2M | $22.1M |
| EPS (diluted) | $0.12 | $1.15 | $-0.09 | $0.46 |
| Shares out. | 1.7M | 1.7M | 1.7M | 1.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2013- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.9%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 85.8%
- Debt / equity
- 6.05×
- Book value / share
- $14.00
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −89.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2013- Accruals / assets
- −1.5%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Shareholder voteDec 12, 2014
- Entered a material agreementAug 28, 2014
- Other material eventAug 25, 2014
- Other material eventMay 9, 2014
- Director / officer changeApr 28, 2014
- Director / officer changeFeb 11, 2014
- Director / officer changeJan 31, 2014
- Director / officer changeOct 24, 2013
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/ANONEFeb 9, 2021
- SC 13G/ANONEFeb 13, 2020
- SC 13GNONEFeb 15, 2019
- 15-15DJan 6, 2015
- S-8 POSJan 6, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 4Jan 5, 2015
- 8-KDec 12, 2014