INTERSECTIONS INC
Technology · Services-Computer Processing & Data Preparation · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | |
|---|---|---|---|---|---|---|
| Revenue | $40.4M | $45.6M | $55.5M | $66.0M | $81.6M | $89.7M |
| Operating income | −$3.7M | $962,000 | −$1.5M | −$1.9M | $5.7M | $10.7M |
| Net income | −$4.8M | −$4.3M | −$1.2M | −$2.8M | $2.2M | $6.2M |
| Total assets | $46.5M | $54.3M | $70.0M | $104.6M | $131.1M | $146.4M |
| Total liabilities | $45.9M | $48.4M | $36.6M | $39.5M | $33.6M | $37.0M |
| Equity | $594,000 | $5.9M | $32.0M | $65.1M | $97.5M | $109.4M |
| EPS (diluted) | — | — | — | $-0.15 | $0.12 | $0.33 |
| Shares out. | 23.9M | 23.4M | 19.9M | 18.2M | 18.0M | 17.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2017- Operating margin
- −9.1%
- Net margin
- −11.9%
- Return on equity
- −808.4%
- Return on assets
- −10.3%
- Return on capital (ROCE)
- −15.0%
- Liabilities / assets
- 98.7%
- Debt / equity
- 77.25×
- Book value / share
- $0.02
- Revenue growth (YoY)
- −11.4%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2017- Altman Z″ (distress)
- -8.41distress
- Accruals / assets
- −5.1%clean
- Piotroski F-Score
- 3/9weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 severe● 5 warning● 1 good- Altman Z″ in the distress zone
- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating losses (negative operating margin)
- Reported a net loss
- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Aug 15, 2018
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Isubscribed Inc.10% owner | Jan 11, 2019 | Conversion | 13.2M | $2.27 |
| General Catalyst Group Ix, L.P.10% owner | Jan 11, 2019 | J | 13.2M | $2.27 |
| Wc Sacd One, Inc.10% owner | Jan 11, 2019 | J | 13.2M | $2.27 |
| Loeb Holding CorpDirector | Jan 11, 2019 | J | 7.5M | $3.68 |
| Stanfield Michael ROfficer — President & Executive Chairman | Jan 11, 2019 | J | 922,154 | $3.68 |
| Mcgough David ADirector | Jan 11, 2019 | Option exercise | 441,337 | $3.68 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Terminated a material agreement · Completed an acquisition or disposition · Delisting / listing-standard notice · Unregistered equity sale · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsJan 14, 2019
- Entered a material agreement · Other material eventNov 29, 2018
- Results of operationsNov 13, 2018
- Entered a material agreement · New financial obligation · Unregistered equity sale · Amended charter or bylawsNov 6, 2018
- Other material eventOct 31, 2018
- Entered a material agreement · New financial obligation · Unregistered equity saleSep 28, 2018
- Results of operationsAug 22, 2018
- Entered a material agreement · New financial obligation · Unregistered equity sale · Regulation FD disclosureJun 28, 2018
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GJan 22, 2019
- SC 13D/AJan 16, 2019
- SC 13D/AJan 16, 2019
- 4FORM 4 SUBMISSIONJan 15, 2019
- 4FORM 4 SUBMISSIONJan 15, 2019
- 4FORM 4 SUBMISSIONJan 15, 2019
- 4OWNERSHIP DOCUMENTJan 15, 2019
- SC 13E3/AJan 14, 2019
- SC TO-T/AJan 14, 2019
- SC 13D/ASCHEDULE 13D/A (AMENDMENT NO. 7)Jan 14, 2019
- 4OWNERSHIP DOCUMENTJan 14, 2019
- SC 13D/AJan 14, 2019
- 4FORM 4Jan 14, 2019
- 4FORM 4Jan 14, 2019
- 4FORM 4Jan 14, 2019
Event-driven situations (2)
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