Event-Driven Stocks

FIDELITY D & D BANCORP INC

FDBCNasdaq

Financials · National Commercial Banks · PA · SEC filings ↗ · Compare ⊕

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Signs● 2 good● 1 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue——————
Operating income——————
Net income$28.2M$20.8M$18.2M$30.0M$24.0M$13.0M
Total assets$2.75B$2.58B$2.50B$2.38B$2.42B$1.70B
Total liabilities$2.51B$2.38B$2.31B$2.22B$2.21B$1.53B
Equity$238.9M$204.0M$189.5M$162.9M$211.7M$166.7M
EPS (diluted)$4.86$3.60$3.19$5.29$4.48$2.82
Shares out.5.8M5.7M5.7M5.7M5.0M3.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
—
Return on equity
11.8%
Return on assets
1.0%
Return on capital (ROCE)
—
Liabilities / assets
91.3%
Debt / equity
10.50×
Book value / share
$41.41
Revenue growth (YoY)
—
Net income growth (YoY)
35.6%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−0.5%clean
Piotroski F-Score
5/6mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
83
/ 100
Profitability 100Growth 100Catalyst 67Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 warning● 2 good
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202622,8982.9-22.2%
Apr 30, 202629,4374.8+2.5%
Apr 15, 202628,7324.6-9.1%
Mar 31, 202631,5973.7+11.9%
Mar 13, 202628,2474.4+37.8%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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