VIRGINIA COMMERCE BANCORP INC
Financials · State Commercial Banks · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY12 | FY11 | FY10 | |
|---|---|---|---|
| Revenue | — | — | — |
| Operating income | — | — | — |
| Net income | $6.1M | $5.0M | $21.5M |
| Total assets | $2.82B | $2.94B | $2.74B |
| Total liabilities | $2.58B | $2.65B | $2.50B |
| Equity | $245.3M | $283.8M | $245.6M |
| EPS (diluted) | $0.14 | $0.12 | $0.57 |
| Shares out. | 31.8M | 30.3M | 29.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2012- Operating margin
- —
- Net margin
- —
- Return on equity
- 2.5%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.3%
- Debt / equity
- 10.51×
- Book value / share
- $7.71
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 23.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2012- Accruals / assets
- −0.8%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Reeder Steven A | Jan 31, 2014 | D | 14,383 | — |
| Ostrander Patricia M | Jan 31, 2014 | D | 45,169 | — |
| Merrill Mark S | Jan 31, 2014 | D | 12,692 | — |
| Ewing Christopher J. | Jan 31, 2014 | D | 4,838 | — |
| Coombe Dennis M | Jan 31, 2014 | D | 5,607 | — |
| Anderson Richard B | Jan 31, 2014 | D | 211,076 | — |
| Stottlemyer Todd ADirector | Jan 31, 2014 | D | 15,280 | — |
| Lehman Kenneth RDirector | Jan 31, 2014 | D | 1.3M | — |
| Guernsey David MDirector | Jan 31, 2014 | D | 372,646 | — |
| Fisher W DouglasDirector | Jan 31, 2014 | D | 691,953 | — |
| Converse Peter A | Jan 31, 2014 | D | 1.1M | — |
| Burdette Thomas EDirector | Jan 31, 2014 | D | 30,396 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeJan 31, 2014
- Results of operations · Regulation FD disclosureJan 23, 2014
- Director / officer changeDec 23, 2013
- Other material eventDec 13, 2013
- Entered a material agreement · Regulation FD disclosureNov 29, 2013
- Results of operations · Regulation FD disclosureOct 24, 2013
- Shareholder vote · Other material eventOct 22, 2013
- Results of operations · Regulation FD disclosureJul 24, 2013
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GFORM 15-12GJun 17, 2016
- EFFECTFeb 10, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- S-8 POSAMENDMENT NO. 1 TO FORM S-8Feb 6, 2014
- POS AMFeb 6, 2014
- 4PRIMARY DOCUMENTJan 31, 2014
- 4PRIMARY DOCUMENTJan 31, 2014
- 4PRIMARY DOCUMENTJan 31, 2014
- 4PRIMARY DOCUMENTJan 31, 2014
- 4PRIMARY DOCUMENTJan 31, 2014
Event-driven situations (1)
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