Event-Driven Stocks

BANK MUTUAL CORP

Financials · Savings Institution, Federally Chartered · WI · SEC filings ↗ · Compare ⊕

Signs● 2 good● 1 warningdetails ↓

Financials

SEC XBRL · annual
 FY16FY15FY14FY13FY12FY11
Revenue——————
Operating income——————
Net income$17.0M$14.2M$14.7M$10.8M$6.8M−$47.6M
Total assets$2.65B$2.50B$2.33B$2.35B$2.42B$2.50B
Total liabilities$2.36B$2.22B$2.04B$2.06B$2.14B$2.23B
Equity$286.6M$279.4M$280.7M$281.0M$271.9M$265.8M
EPS (diluted)$0.37$0.31$0.31$0.23$0.15$-1.03
Shares out.45.6M46.7M46.6M46.4M46.3M46.2M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2016
Operating margin
—
Net margin
—
Return on equity
5.9%
Return on assets
0.6%
Return on capital (ROCE)
—
Liabilities / assets
89.2%
Debt / equity
8.24×
Book value / share
$6.29
Revenue growth (YoY)
—
Net income growth (YoY)
19.6%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2016
Accruals / assets
−0.4%clean
Piotroski F-Score
5/6mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 warning● 2 good
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)