CAROLINA BANK HOLDINGS INC
Financials · State Commercial Banks · NC · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $5.8M | $3.3M | $4.0M | $7.5M | $2.4M | −$2.4M |
| Total assets | $700.8M | $679.3M | $661.8M | $691.9M | $673.3M | $676.7M |
| Total liabilities | $639.7M | $626.6M | $612.2M | $638.0M | $626.8M | $632.4M |
| Equity | $61.1M | $52.7M | $49.6M | $53.9M | $46.6M | $44.3M |
| EPS (diluted) | $1.17 | $0.70 | $0.85 | $1.85 | $0.36 | $-1.04 |
| Shares out. | 3.4M | 3.4M | 3.4M | 3.4M | 3.4M | 3.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 9.4%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 91.3%
- Debt / equity
- 10.46×
- Book value / share
- $17.80
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 72.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Change in control · Director / officer changeMar 3, 2017
- Results of operationsJan 31, 2017
- Other material eventJan 6, 2017
- Shareholder vote · Other material eventDec 22, 2016
- Results of operationsOct 27, 2016
- Results of operationsJul 28, 2016
- Entered a material agreement · Other material eventJun 23, 2016
- Shareholder voteMay 23, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4258-KMar 30, 2017
- 15-12GMar 13, 2017
- S-8 POSMar 10, 2017
- S-8 POSMar 10, 2017
- S-8 POSMar 10, 2017
- S-8 POSMar 10, 2017
- 4258-KMar 9, 2017
- EFFECTMar 3, 2017
- EFFECTMar 3, 2017
- 4FORM 4 SUBMISSIONMar 3, 2017
- 4FORM 4 SUBMISSIONMar 3, 2017
- 4FORM 4 SUBMISSIONMar 3, 2017
- 4FORM 4 SUBMISSIONMar 3, 2017
- 4FORM 4 SUBMISSIONMar 3, 2017
- 4FORM 4 SUBMISSIONMar 3, 2017
Event-driven situations (1)
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