Event-Driven Stocks

PROASSURANCE CORP

PRANYSE

Financials · Fire, Marine & Casualty Insurance · DE · SEC filings ↗ · Compare ⊕

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Signs● 1 good● 3 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$1.10B$1.15B$1.14B$1.11B$1.12B$874.9M
Operating income——————
Net income$50.9M$52.7M−$38.6M−$402,000$144.1M−$175.7M
Total assets$5.45B$5.57B$5.63B$5.70B$6.19B$4.65B
Total liabilities$4.10B$4.37B$4.52B$4.60B$4.76B$3.31B
Equity$1.35B$1.20B$1.11B$1.10B$1.43B$1.35B
EPS (diluted)$0.99$1.03$-0.73$-0.01$2.67$-3.26
Shares out.51.2M51.0M54.0M54.0M53.9M53.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
4.6%
Return on equity
3.8%
Return on assets
0.9%
Return on capital (ROCE)
—
Liabilities / assets
75.2%
Debt / equity
3.04×
Book value / share
$26.37
Revenue growth (YoY)
−4.6%
Net income growth (YoY)
−3.5%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
1.4%clean
Piotroski F-Score
2/7weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
43
/ 100
Profitability 100Growth 0Catalyst 33Earnings quality 33Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 3 warning● 1 good
  • Revenue declined year-over-year
  • High leverage (liabilities > 70% of assets)
  • Negative operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Insider transactions

SEC Form 4 · most recent
6 acquisitions0 disposalsnet +36,705 shares · last 6
InsiderDateTypeSharesPrice
Dishart NoreenOfficer — Executive VP/Chief HR OfficerFeb 25, 2026Option exercise3,101$24.47
Francis Robert DavidOfficer — Pres Healthcare Pro. LiabilityFeb 25, 2026Option exercise3,226$24.47
Hendricks Dana SOfficer — Chief Financial OfficerFeb 25, 2026Option exercise3,981$24.47
Rand Edward Lewis JrOfficer — President &amp; CEOFeb 25, 2026Option exercise18,435$24.47
Shook Kevin MerrickOfficer — President of a SubsidiaryFeb 25, 2026Option exercise3,981$24.47
Lisenby Jeffrey PattonOfficer — Executive Vice-PresidentFeb 25, 2026Option exercise3,981$24.47

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20269.2M10.4+5.1%
Apr 30, 20268.7M9.3+14.0%
Apr 15, 20267.7M7.7+9.0%
Mar 31, 20267.0M9.4+3.8%
Mar 13, 20266.8M10.1+6.0%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (4)