SOUTHERN COMMUNITY FINANCIAL CORP
Financials · State Commercial Banks · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | $3.1M | −$23.1M |
| Total assets | $1.50B | $1.65B |
| Total liabilities | $1.40B | $1.56B |
| Equity | $97.6M | $92.3M |
| EPS (diluted) | $0.03 | $-1.53 |
| Shares out. | 16.8M | 16.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- 3.1%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 93.5%
- Debt / equity
- 14.39×
- Book value / share
- $5.80
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- −1.9%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 10, 2005
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Ward William G MdDirector | Oct 1, 2012 | Sell | 101,434 | $3.11 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsOct 4, 2012
- Shareholder voteSep 20, 2012
- Director / officer changeSep 18, 2012
- Other material eventSep 4, 2012
- Director / officer changeJul 31, 2012
- Results of operationsJul 31, 2012
- Director / officer changeJul 26, 2012
- Entered a material agreementJun 26, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GOct 11, 2012
- 8-KOct 4, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4/APRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
- 4PRIMARY DOCUMENTOct 2, 2012
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.