YODLEE INC
Technology · Services-Prepackaged Software · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | |
|---|---|---|---|
| Revenue | $89.1M | $70.2M | $57.8M |
| Operating income | −$5.4M | $576,000 | −$5.7M |
| Net income | −$7.0M | −$1.2M | −$6.5M |
| Total assets | $107.5M | $34.5M | — |
| Total liabilities | $27.5M | $30.3M | — |
| Equity | $80.1M | −$98.1M | −$99.1M |
| EPS (diluted) | $-0.54 | $-0.16 | $-0.98 |
| Shares out. | 29.3M | 7.4M | 7.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- −6.1%
- Net margin
- −7.8%
- Return on equity
- −8.7%
- Return on assets
- −6.5%
- Return on capital (ROCE)
- −6.4%
- Liabilities / assets
- 25.5%
- Debt / equity
- 0.34×
- Book value / share
- $2.74
- Revenue growth (YoY)
- 27.0%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Altman Z″ (distress)
- -3.82distress
- Accruals / assets
- −8.7%clean
- Beneish M-Score
- -2.70normal
- Piotroski F-Score
- 4/9mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 2 warning● 4 good- Altman Z″ in the distress zone
- Operating losses (negative operating margin)
- Reported a net loss
- Revenue is growing year-over-year
- Conservative leverage (liabilities < 50% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Warburg Pincus Private Equity Viii, L.P.Director | Nov 19, 2015 | U | 8.2M | $11.51 |
| Hackett Patrick TDirector | Nov 19, 2015 | U | 3,448 | $11.51 |
| Crowell Gayle ADirector | Nov 19, 2015 | U | 10,500 | $11.51 |
| Harris William H JrDirector | Nov 19, 2015 | U | 39,409 | $11.51 |
| Lee David TOfficer — SVP & Chief Mktg Officr | Nov 19, 2015 | U | 2,769 | $11.51 |
| Jung MarkDirector | Nov 19, 2015 | U | 1,968 | $11.51 |
| Felt Bruce C. Jr.Director | Nov 19, 2015 | U | 1,968 | $11.51 |
| Arora AnilOfficer — President and CEO | Nov 19, 2015 | U | 241,090 | $11.51 |
| Singh ArjunOfficer — Managing Director, Asia | Nov 19, 2015 | U | 6,281 | $11.51 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Entered a material agreement · New financial obligation · Shareholder voteNov 20, 2015
- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventNov 20, 2015
- Results of operations · Other material eventNov 9, 2015
- Director / officer changeSep 18, 2015
- Entered a material agreement · Director / officer change · Amended charter or bylawsAug 11, 2015
- Results of operationsAug 10, 2015
- Shareholder voteMay 22, 2015
- Results of operationsMay 7, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SC 13G/AFeb 16, 2016
- SC 13G/AFeb 16, 2016
- SC 13G/ASCHEDULE 13G AMENDMENT NO. 1Jan 25, 2016
- 15-12BNov 30, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
- 4FORM 4 SUBMISSIONNov 23, 2015
Event-driven situations (1)
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