Event-Driven Stocks

TRIPLE-S MANAGEMENT CORP

Financials · Accident & Health Insurance · PR · SEC filings ↗ · Compare ⊕

Signs● 3 good● 1 severedetails ↓

Financials

SEC XBRL · annual
 FY20FY19FY18FY17FY16FY15
Revenue$3.70B$3.38B$3.00B$2.92B$2.98B$2.90B
Operating income——————
Net income$67.2M$92.9M−$63.3M$54.5M$17.4M$52.1M
Total assets$3.09B$2.82B$2.76B$3.12B$2.22B$2.21B
Total liabilities$2.12B$1.88B$1.94B$2.20B$1.36B$1.36B
Equity$968.2M$943.9M$822.0M$913.4M$863.2M$847.5M
EPS (diluted)$2.88$3.97$-2.76$2.26$0.71$2.02
Shares out.23.5M23.4M23.0M24.1M24.5M25.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2020
Operating margin
—
Net margin
1.8%
Return on equity
6.9%
Return on assets
2.2%
Return on capital (ROCE)
—
Liabilities / assets
68.7%
Debt / equity
2.19×
Book value / share
$41.17
Revenue growth (YoY)
9.7%
Net income growth (YoY)
−27.7%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2020
Accruals / assets
−6.2%clean
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
67
/ 100
Profitability 100Growth 50Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 severe● 3 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)