Event-Driven Stocks

ACCESS NATIONAL CORP

Financials · Savings Institution, Federally Chartered · VA · SEC filings ↗ · Compare ⊕

Signs3 good1 warning1 severedetails ↓

Financials

SEC XBRL · annual
 FY17FY16FY15FY14FY13FY12
Revenue$127.6M$81.8M$69.7M$57.8M$64.0M$91.5M
Operating income
Net income$16.5M$16.4M$15.4M$13.9M$13.2M$17.7M
Total assets$2.87B$1.43B$1.18B$1.05B$847.2M$863.9M
Total liabilities$2.45B$1.31B$1.07B$954.0M$756.0M$772.6M
Equity$421.6M$120.5M$109.1M$98.9M$91.1M$91.3M
EPS (diluted)$0.92$1.54$1.46$1.33$1.27$1.71
Shares out.10.8M10.6M10.5M10.4M10.3M10.3M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2017
Operating margin
Net margin
12.9%
Return on equity
3.9%
Return on assets
0.6%
Return on capital (ROCE)
Liabilities / assets
85.3%
Debt / equity
5.82×
Book value / share
$39.16
Revenue growth (YoY)
55.9%
Net income growth (YoY)
0.6%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2017
Accruals / assets
0.5%clean
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
77
/ 100
Profitability 100Growth 100Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

1 severe1 warning3 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • High leverage (liabilities > 70% of assets)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Insider transactions

SEC Form 4 · most recent
0 acquisitions6 disposalsnet 176,540.84 shares · last 6
InsiderDateTypeSharesPrice
Linton Sheila MOfficer — VP, Corporate SecretaryFeb 1, 2019D61,987.66
Burden Childs FrickDirectorFeb 1, 2019D23,687.53
Neuharth Janet ADirectorFeb 1, 2019D5,416.14
Mcdaniel Mary LeighDirectorFeb 1, 2019D7,938.27
Lee John C IvDirectorFeb 1, 2019D60,420
Leclair Gary DDirectorFeb 1, 2019D17,091.24

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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