PROVIDENT FINANCIAL SERVICES INC
PFSNYSEFinancials · Savings Institution, Federally Chartered · DE · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $73.1M | $68.3M | $57.5M | $55.0M | $57.6M | $45.5M |
| Operating income | — | — | — | — | — | — |
| Net income | $291.2M | $115.5M | $128.4M | $175.6M | $167.9M | $97.0M |
| Total assets | $24.98B | $24.05B | $14.21B | $13.78B | $13.78B | $12.92B |
| Total liabilities | $22.15B | $21.45B | $12.52B | $12.19B | $12.08B | $11.30B |
| Equity | $2.83B | $2.60B | $1.69B | $1.60B | $1.70B | $1.62B |
| EPS (diluted) | $2.23 | $1.05 | $1.71 | $2.35 | $2.19 | $1.39 |
| Shares out. | 130.5M | 75.6M | 75.3M | 77.1M | 77.8M | 66.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- 398.3%
- Return on equity
- 10.3%
- Return on assets
- 1.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.7%
- Debt / equity
- 7.82×
- Book value / share
- $21.71
- Revenue growth (YoY)
- 7.1%
- Net income growth (YoY)
- 152.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Wellington Management Group LlpPassive (13G)May 15, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 30, 2026
- Vanguard Portfolio Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
- Blackrock, Inc.Passive (13G)Apr 28, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Leppert Edward JDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Shara ThomasOfficer — Executive Vice Chairman | May 26, 2026 | Grant | 4,012 | $0.00 |
| Mccracken Robert EDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Foley Ursuline FDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Harding Matthew K.Director | May 26, 2026 | Grant | 4,012 | $0.00 |
| Gragnolati BrianDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Hanson James E. IiDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Pugliese JohnDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Duchemin-Leslie NadineDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Flynn BrianDirector | May 26, 2026 | Grant | 4,012 | $0.00 |
| Labozzetta Anthony JOfficer — President and CEO | May 20, 2026 | Grant | 30,410 | $0.00 |
| Powell CarolynOfficer — EVP & CHRO of Provident Bank | May 20, 2026 | Grant | 6,946 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 5.9M | 5.9 | +0.7% |
| Apr 30, 2026 | 5.8M | 5.8 | +18.8% |
| Apr 15, 2026 | 4.9M | 5.3 | -2.0% |
| Mar 31, 2026 | 5.0M | 4.8 | +8.6% |
| Mar 13, 2026 | 4.6M | 4.3 | +6.5% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Director / officer changeMay 26, 2026
- Shareholder voteMay 22, 2026
- Regulation FD disclosureApr 30, 2026
- Results of operations · Regulation FD disclosureApr 30, 2026
- Regulation FD disclosureApr 30, 2026
- Director / officer changeMar 5, 2026
- Regulation FD disclosureJan 28, 2026
- Regulation FD disclosureJan 28, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 4FORM 4May 28, 2026
- 8-KPROVIDENT FINANCIAL SERVICES, INC. FORM 8-K MAY 21, 2026May 26, 2026
- 4FORM 4May 22, 2026
- 8-KMay 22, 2026
- 4FORM 4May 21, 2026
- 4FORM 4May 21, 2026