CREDIT ONE FINANCIAL INC
Industrials · Services-Advertising · FL · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|
| Revenue | $232,186 | $193,431 | $719,330 | $407,832 | $128,643 |
| Operating income | −$1.9M | −$772,500 | −$470,550 | −$648,613 | −$493,703 |
| Net income | −$1.3M | −$202,692 | −$671,419 | −$251,590 | −$535,170 |
| Total assets | $9.6M | $11.2M | $11.3M | $13.6M | $11.6M |
| Total liabilities | — | — | — | — | — |
| Equity | $9.6M | $10.9M | $11.1M | $11.0M | $0 |
| EPS (diluted) | — | — | — | — | — |
| Shares out. | 326.2M | 326.2M | 326.2M | 302.2M | 302.2M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- −812.0%
- Net margin
- −545.3%
- Return on equity
- −13.2%
- Return on assets
- −13.2%
- Return on capital (ROCE)
- −19.6%
- Liabilities / assets
- —
- Debt / equity
- —
- Book value / share
- $0.03
- Revenue growth (YoY)
- 20.0%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −9.0%clean
- Piotroski F-Score
- 4/8mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 3 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Operating losses (negative operating margin)
- Reported a net loss
- Negative operating cash flow
- Revenue is growing year-over-year
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Aug 9, 2016
- NT 10-Qmissed a reporting deadline ↗May 9, 2016
- NT 10-Kmissed a reporting deadline ↗Mar 11, 2016
- NT 10-Qmissed a reporting deadline ↗Nov 6, 2015
- NT 10-Kmissed a reporting deadline ↗Feb 26, 2014
- NT 10-Kmissed a reporting deadline ↗Mar 28, 2013
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Cheung DickyOfficer — President and CEO | May 3, 2011 | Buy | 90.0M | $0.03 |
| Cheung DickyOfficer — President, CEO & Secretary | Dec 16, 2008 | Buy | 30.8M | $0.03 |
| Wolf GuyOfficer — Please see below | Sep 5, 2006 | J | 1.8M | $90000.00 |
| Epstein ArnonDirector | Aug 11, 2006 | Sell | 0 | $0.00 |
| Cook Richard R | May 10, 2006 | Sell | 205,725 | $24654.55 |
| Bashaw James H | May 10, 2006 | Sell | 205,725 | $24654.55 |
| Cook Richard R | May 11, 2006 | Sell | 52,750 | $6330.00 |
| Bashaw James H | May 9, 2006 | Sell | 52,750 | $6330.00 |
| Cook Richard ROfficer — Cheif Financial Officer | May 4, 2006 | Sell | 2.3M | $238396.27 |
| Bashaw James HOfficer — President, CEO | May 4, 2006 | Sell | 2.3M | $238396.27 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Director / officer changeAug 25, 2016
- Prior financials not reliable (restatement)Apr 27, 2016
- Changed auditorJan 7, 2016
- Entered a material agreementNov 26, 2014
- Entered a material agreementOct 9, 2013
- Entered a material agreement · Unregistered equity saleJan 31, 2013
- Director / officer changeDec 13, 2011
- Entered a material agreement · Unregistered equity saleMay 4, 2011
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GMar 3, 2017
- 10-QFORM 10-Q, SEPTEMBER 30, 2016Nov 4, 2016
- 10-QFORM 10-Q, JUNE 30, 2016Sep 13, 2016
- 8-KFORM 8-KAug 25, 2016
- CORRESPAug 15, 2016
- UPLOADAug 12, 2016
- 10-QFORM 10-Q, JUNE 30, 2016Aug 12, 2016
- 10-K/AFORM 10-K/A2, DECEMBER 31, 2015Aug 12, 2016
- NT 10-QFORM 12B-25Aug 9, 2016
- 10-QFORM 10-Q, MARCH 31, 2016May 16, 2016
- NT 10-QFORM 12B-25May 9, 2016
- CORRESPApr 27, 2016
- 8-KFORM 8-KApr 27, 2016
- UPLOADApr 22, 2016
- 10-K/AFORM 10-K/A, DECEMBER 31, 2015Apr 18, 2016
Event-driven situations (1)
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