CNO Financial Group, Inc.
CNO, CNO-PAOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $1.00B | $1.16B | $4.15B | $3.58B | $4.12B | $3.82B |
| Operating income | $553.2M | $550.8M | $459.5M | $466.7M | $514.7M | $463.8M |
| Net income | $21.5M | $112.3M | $276.5M | $630.6M | $570.3M | $301.8M |
| Total assets | $38.79B | $37.85B | $35.03B | $33.13B | $36.20B | $33.61B |
| Total liabilities | $36.15B | $35.33B | $32.81B | $31.36B | $30.94B | $29.86B |
| Equity | $2.64B | $2.52B | $2.22B | $1.77B | $3.68B | $5.48B |
| EPS (diluted) | $0.21 | $1.01 | $2.40 | $5.36 | $4.35 | $2.11 |
| Shares out. | 100.9M | 109.0M | 114.2M | 118.5M | 134.6M | 146.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 55.1%
- Net margin
- 2.1%
- Return on equity
- 0.8%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 93.2%
- Debt / equity
- 13.70×
- Book value / share
- $26.15
- Revenue growth (YoY)
- −13.2%
- Net income growth (YoY)
- −80.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −1.7%clean
- Piotroski F-Score
- 6/8mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 warning● 3 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Operating margin is positive
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Portfolio Management LlcPassive (13G)Apr 29, 2026
- Vanguard Capital Management LlcPassive (13G)Apr 29, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
- Blackrock, Inc.Passive (13G)Oct 17, 2025
- Pzena Investment Management LlcPassive (13G)Oct 22, 2024
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 13, 2026
- Results of operationsApr 30, 2026
- Director / officer change · Regulation FD disclosureFeb 11, 2026
- Results of operationsFeb 5, 2026
- Director / officer changeJan 15, 2026
- Results of operationsNov 3, 2025
- Regulation FD disclosureSep 10, 2025
- Results of operationsJul 28, 2025
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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