SURREY BANCORP
Financials · State Commercial Banks · NC · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $3.1M | $3.4M | $2.9M | $2.8M | $2.2M | $1.2M |
| Total assets | $257.8M | $253.2M | $240.9M | $229.9M | $224.7M | $213.7M |
| Total liabilities | $219.1M | $216.4M | $206.7M | $197.7M | $194.5M | $185.0M |
| Equity | $38.7M | $36.8M | $34.2M | $32.2M | $30.2M | $28.6M |
| EPS (diluted) | $0.73 | $0.82 | $0.69 | $0.67 | $0.54 | $0.27 |
| Shares out. | 3.5M | 3.5M | 3.5M | 3.5M | 4.2M | 4.0M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 7.9%
- Return on assets
- 1.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 85.0%
- Debt / equity
- 5.67×
- Book value / share
- $10.89
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −11.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Regulation FD disclosureJul 27, 2016
- Modified shareholder rights · Amended charter or bylaws · Shareholder vote · Regulation FD disclosureMay 31, 2016
- Regulation FD disclosureApr 26, 2016
- Regulation FD disclosureFeb 24, 2016
- Other material eventDec 15, 2015
- Regulation FD disclosureOct 28, 2015
- Regulation FD disclosureJul 27, 2015
- Shareholder voteApr 27, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GSURREY BANCORP 15-12G 8-31-2016Aug 31, 2016
- 10-QSURREY BANCORP 10-Q 6-30-2016Aug 12, 2016
- 8-KSURREY BANCORP 8-K 7-27-2016Jul 27, 2016
- 15-12GSURREY BANCORP 15-12G 5-31-2016May 31, 2016
- SC 13E3/ASURREY BANCORP SC 13E3A NO 3 5-31-2016May 31, 2016
- S-8 POSSURREY BANCORP S-8 POS 5-31-2016May 31, 2016
- S-8 POSSURREY BANCORP S-8 POS 5-31-2016 (333-108676)May 31, 2016
- 8-KSURREY BANCORP 8-K 5-27-2016May 31, 2016
- 10-QSURREY BANCORP 10-Q 3-31-2016May 12, 2016
- 8-KSURREY BANCORP 8-K 4-26-2016Apr 26, 2016
- DEF 14ASURREY BANCORP DEF 14A 5-27-2016Apr 18, 2016
- SC 13E3/ASURREY BANCORP SC 13E3A NO 2 4-18-2016Apr 18, 2016
- PRER14ASURREY BANCORP PRER 14A 4-7-2016Apr 7, 2016
- CORRESPApr 7, 2016
- SC 13E3/ASURREY BANCORP SC 13E3/A 4-7-2016Apr 7, 2016
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.