FIRST MARBLEHEAD CORP
Financials · Personal Credit Institutions · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | $13.2M | $13.3M | $40.0M | $37.3M | $932,000 | $9.3M |
| Operating income | — | — | — | — | — | — |
| Net income | −$8.6M | −$5.1M | −$50.2M | $1.10B | −$221.6M | −$170.9M |
| Total assets | $240.8M | $442.9M | $472.3M | $457.8M | $7.65B | — |
| Total liabilities | $138.6M | $296.4M | $293.0M | $230.8M | $8.53B | — |
| Equity | $102.2M | $146.5M | $179.3M | $227.0M | −$879.9M | $217.3M |
| EPS (diluted) | — | $-3.33 | $-4.68 | $99.60 | $-2.20 | $-1.72 |
| Shares out. | 11.7M | 11.5M | 112.7M | 102.1M | 101.3M | 99.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- −65.2%
- Return on equity
- −8.4%
- Return on assets
- −3.6%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 57.6%
- Debt / equity
- 1.36×
- Book value / share
- $8.76
- Revenue growth (YoY)
- −0.8%
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- 9.3%moderate
- Piotroski F-Score
- 2/7weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 3 warning● 0 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- Reported a net loss
- Revenue declined year-over-year
- Negative operating cash flow
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗May 10, 2011
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Shareholder vote · Other material eventAug 22, 2016
- Other material eventAug 12, 2016
- Other material eventJun 3, 2016
- Entered a material agreement · Amended charter or bylaws · Other material eventJun 3, 2016
- Other material eventMay 13, 2016
- Results of operationsMay 10, 2016
- Entered a material agreement · Director / officer changeApr 29, 2016
- Director / officer changeMar 4, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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