Event-Driven Stocks

SELECT BANCORP, INC.

Financials · State Commercial Banks · NC · SEC filings ↗ · Compare ⊕

Signs● 3 good● 1 warning● 1 severedetails ↓

Financials

SEC XBRL · annual
 FY20FY19FY18FY17FY16FY15
Revenue$3.5M$3.2M$2.8M$1.4M——
Operating income——————
Net income$8.2M$13.0M$13.8M$3.2M$6.8M$6.6M
Total assets$1.73B$1.28B$1.26B$1.19B$846.6M$817.0M
Total liabilities$1.51B$1.06B$1.05B$1.06B$742.4M$712.3M
Equity$215.4M$212.8M$209.6M$136.1M$104.3M$104.7M
EPS (diluted)$0.45$0.68$0.87$0.27$0.58$0.56
Shares out.18.2M19.3M14.0M11.7M11.6M11.4M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2020
Operating margin
—
Net margin
235.2%
Return on equity
3.8%
Return on assets
0.5%
Return on capital (ROCE)
—
Liabilities / assets
87.6%
Debt / equity
7.03×
Book value / share
$11.81
Revenue growth (YoY)
8.1%
Net income growth (YoY)
−37.4%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2020
Accruals / assets
−0.0%clean
Piotroski F-Score
4/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
67
/ 100
Profitability 100Growth 50Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 severe● 1 warning● 3 good
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • High leverage (liabilities > 70% of assets)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

Insider transactions

SEC Form 4 · most recent
0 acquisitions1 disposalsnet −81,167 shares · last 1
InsiderDateTypeSharesPrice
Hedgepeth William LOfficer — President &amp; CEOOct 15, 2021D81,167—

Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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