ASSET ACCEPTANCE CAPITAL CORP
Financials · Short-Term Business Credit Institutions · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY12 | FY11 | FY10 | FY09 | |
|---|---|---|---|---|
| Revenue | $61.8M | $50.4M | $198.4M | $172.5M |
| Operating income | $13.5M | $4.5M | $1.1M | −$16.2M |
| Net income | $5.4M | $1.1M | −$1.6M | −$16.4M |
| Total assets | $424.7M | $396.0M | $363.8M | — |
| Total liabilities | $274.7M | $258.1M | $239.9M | — |
| Equity | $150.1M | $138.0M | $123.9M | $123.1M |
| EPS (diluted) | $0.18 | $0.04 | $-0.05 | $-0.54 |
| Shares out. | 30.7M | 30.8M | 30.7M | 30.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2012- Operating margin
- 21.8%
- Net margin
- 8.8%
- Return on equity
- 3.6%
- Return on assets
- 1.3%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 64.7%
- Debt / equity
- 1.83×
- Book value / share
- $4.89
- Revenue growth (YoY)
- 22.7%
- Net income growth (YoY)
- 400.4%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2012- Accruals / assets
- −2.3%clean
- Piotroski F-Score
- 8/8strong
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 4 good- Operating margin is positive
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Haider DonaldDirector | Jun 13, 2013 | D | 3,500 | $6.50 |
| Lockhart H EugeneDirector | Jun 13, 2013 | D | 1,500 | $6.50 |
| Bradley Nathaniel F IvDirector | Jun 13, 2013 | D | 1.2M | $6.50 |
| Adams Jennifer LDirector | Jun 13, 2013 | D | 1,000 | $6.50 |
| Ignaczak Anthony RDirector | Jun 13, 2013 | D | 10.9M | $6.50 |
| Bradley Lisa | Jun 13, 2013 | Sell | 1.1M | $6.50 |
| Hatmaker Deanna SOfficer — VP - HR & Corp. Communications | Jun 7, 2013 | Sell | 5,159 | $7.00 |
| Herring DarinOfficer — VP - Legal Collections | Jun 5, 2013 | Option exercise | 3,750 | $3.57 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · New financial obligation · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Other material eventJun 13, 2013
- Shareholder voteJun 13, 2013
- Entered a material agreementJun 7, 2013
- Other material eventJun 3, 2013
- Other material eventMay 7, 2013
- Results of operationsApr 29, 2013
- Other material eventApr 12, 2013
- Entered a material agreement · Director / officer change · Other material eventMar 11, 2013
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12GFORM 15Jun 24, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 4FORM 4Jun 17, 2013
- 8-KFORM 8-KJun 13, 2013
- 25-NSEJun 13, 2013
- 8-KFORM 8-KJun 13, 2013
Event-driven situations (1)
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