White River Capital Inc
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Financials
SEC XBRL · annual| FY11 | FY10 | |
|---|---|---|
| Revenue | — | — |
| Operating income | — | — |
| Net income | $9.5M | $7.1M |
| Total assets | $155.3M | $141.6M |
| Total liabilities | $83.6M | $58.6M |
| Equity | $71.7M | $83.0M |
| EPS (diluted) | $2.64 | $1.84 |
| Shares out. | 3.5M | 3.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2011- Operating margin
- —
- Net margin
- —
- Return on equity
- 13.3%
- Return on assets
- 6.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 53.8%
- Debt / equity
- 1.17×
- Book value / share
- $20.29
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 34.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2011- Accruals / assets
- −5.7%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 2 good- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Mcknight William EOfficer — President of Subsidiary | Feb 14, 2013 | D | 195,749 | $21.93 |
| Eggemeyer John M IiiOfficer — Chief Executive Officer | Feb 14, 2013 | D | 152,706 | $21.93 |
| Waterfield Richard DDirector | Feb 14, 2013 | D | 10,386 | $21.93 |
| Heagy Thomas CDirector | Feb 14, 2013 | D | 9,732 | $21.93 |
| Rose John WDirector | Feb 14, 2013 | D | 136,862 | $21.93 |
| Porter Daniel WarrenDirector | Feb 14, 2013 | D | 9,971 | $21.93 |
| Szumski Martin JOfficer — CFO and Sr Vice President | Feb 14, 2013 | D | 11,500 | $21.93 |
| Rose John WDirector | Dec 31, 2012 | Gift | 35,000 | $0.00 |
| Waterfield Richard DDirector | Jan 4, 2013 | Grant | 909 | $0.00 |
| Eggemeyer John M IiiOfficer — Chief Executive Officer | Jan 4, 2013 | Grant | 909 | $0.00 |
| Porter Daniel WarrenDirector | Jan 4, 2013 | Grant | 909 | $0.00 |
| Heagy Thomas CDirector | Jan 4, 2013 | Grant | 909 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylaws · Shareholder vote · Other material eventFeb 14, 2013
- Other material eventFeb 8, 2013
- Other material eventJan 24, 2013
- Director / officer change · Other material eventJan 4, 2013
- Director / officer changeNov 20, 2012
- Entered a material agreement · Other material eventNov 15, 2012
- Results of operationsNov 7, 2012
- Results of operationsAug 3, 2012
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- EFFECTFeb 25, 2013
- 15-12GFeb 25, 2013
- 25-NSEFeb 15, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- 4PRIMARY DOCUMENTFeb 14, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT #1Feb 14, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT #1Feb 14, 2013
- S-8 POSPOST-EFFECTIVE AMENDMENT #1Feb 14, 2013
- POS AMPOST-EFFECTIVE AMENDMENT #1Feb 14, 2013
- 8-KFeb 14, 2013
Event-driven situations (1)
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