Event-Driven Stocks

Western Union CO

WUNYSE

Industrials · Services-Business Services, NEC · DE · SEC filings ↗ · Compare ⊕

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Signs● 4 good● 2 warningdetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$3.88B$4.03B$4.16B$4.25B$4.87B$4.63B
Operating income$757.3M$725.8M$817.5M$884.9M$1.12B$967.3M
Net income$499.6M$934.2M$626.0M$910.6M$805.8M$744.3M
Total assets$8.31B$8.37B$8.20B$8.50B$8.82B$9.50B
Total liabilities$7.35B$7.40B$7.72B$8.02B$8.47B$9.31B
Equity$957.8M$968.9M$479.0M$477.8M$355.6M$186.6M
EPS (diluted)$1.52$2.74$1.68$2.34$1.97$1.79
Shares out.337.9M342.2M373.7M393.5M410.9M413.1M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
19.5%
Net margin
12.9%
Return on equity
52.2%
Return on assets
6.0%
Return on capital (ROCE)
—
Liabilities / assets
88.5%
Debt / equity
7.67×
Book value / share
$2.83
Revenue growth (YoY)
−3.7%
Net income growth (YoY)
−46.5%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−0.5%clean
Piotroski F-Score
5/8mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
57
/ 100
Profitability 100Growth 0Catalyst 33Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 2 warning● 4 good
  • Revenue declined year-over-year
  • High leverage (liabilities > 70% of assets)
  • Operating margin is positive
  • Strong return on equity (>15%)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 202648.9M6.7-1.8%
Apr 30, 202649.8M4.1+7.0%
Apr 15, 202646.5M6.7-1.2%
Mar 31, 202647.1M5.6+6.3%
Mar 13, 202644.3M5.9+5.9%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Corporate family

Spun off from First Data · Sep 29, 2006

From the spin-off filings we track. Follow a company to walk its own history.

Event-driven situations (1)

Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.