YADKIN FINANCIAL Corp
Financials · State Commercial Banks · NC · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $55.2M | $44.6M | $21.7M | $5.9M | $788,000 | $3.5M |
| Total assets | $7.22B | $4.47B | $4.27B | $2.12B | $1.92B | $1.99B |
| Total liabilities | $6.20B | $3.91B | $3.71B | $1.88B | $1.75B | $1.85B |
| Equity | $1.01B | $562.5M | $557.8M | $140.8M | $170.8M | $140.6M |
| EPS (diluted) | $1.14 | $1.38 | $0.88 | $0.25 | $-0.12 | $0.42 |
| Shares out. | 51.7M | 31.7M | 14.4M | 43.2M | 19.5M | 19.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2016- Operating margin
- —
- Net margin
- —
- Return on equity
- 5.4%
- Return on assets
- 0.8%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 85.9%
- Debt / equity
- 6.11×
- Book value / share
- $19.61
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 23.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2016- Accruals / assets
- −0.6%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Aug 11, 2009
- NT 10-Qmissed a reporting deadline ↗May 12, 2009
- NT 10-Kmissed a reporting deadline ↗Mar 16, 2009
- NT 10-Qmissed a reporting deadline ↗May 12, 2008
- NT 10-Kmissed a reporting deadline ↗Mar 17, 2008
- NT 10-Qmissed a reporting deadline ↗Aug 9, 2007
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Dodson Barry ZDirector | Mar 9, 2017 | Sell | 9,901 | $35.00 |
| Abram J AdamDirector | Mar 9, 2017 | Sell | 87,304 | $34.70 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMar 13, 2017
- Other material eventJan 25, 2017
- Director / officer changeJan 20, 2017
- Shareholder vote · Other material eventDec 9, 2016
- Director / officer changeDec 2, 2016
- Other material eventNov 29, 2016
- Results of operations · Other material eventOct 19, 2016
- Other material eventOct 19, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4/AFORM 4/AApr 17, 2017
- 4/AFORM 4/AApr 17, 2017
- 4/AFORM 4/AApr 17, 2017
- 4/AFORM 4/AApr 17, 2017
- 4/AFORM 4/AApr 17, 2017
- 4/AFORM 4/AApr 17, 2017
- 15-12GMar 23, 2017
- 15-12BMar 23, 2017
- SC 13D/AAMENDMENT NO.2 TO SCHEDULE 13DMar 17, 2017
- 8-KMar 13, 2017
- S-3DPOSFORM S-3DPOSMar 13, 2017
- S-8 POSMar 13, 2017
- S-8 POSMar 13, 2017
- S-8 POSMar 13, 2017
- S-8 POSMar 13, 2017
Event-driven situations (1)
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