Hampden Bancorp, Inc.
Financials · Savings Institutions, Not Federally Chartered · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | $1.0M | $824,000 | $3.0M | $1.3M |
| Total assets | $701.5M | $653.0M | $616.0M | $573.3M |
| Total liabilities | $614.3M | $569.3M | $528.8M | $479.8M |
| Equity | $87.2M | $83.7M | $87.2M | $93.5M |
| EPS (diluted) | $0.19 | $0.15 | $0.51 | $0.21 |
| Shares out. | 5.5M | 5.6M | 6.0M | 6.8M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.2%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.6%
- Debt / equity
- 7.05×
- Book value / share
- $15.76
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 23.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −0.7%clean
- Piotroski F-Score
- 5/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Other material eventApr 15, 2015
- Shareholder vote · Other material eventMar 12, 2015
- Other material eventFeb 12, 2015
- Results of operations · Other material eventFeb 3, 2015
- Regulation FD disclosureFeb 2, 2015
- Entered a material agreementJan 23, 2015
- Entered a material agreementDec 17, 2014
- Shareholder voteNov 7, 2014
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.