People's United Financial, Inc.
Financials · Savings Institution, Federally Chartered · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $144.5M | $130.4M | $520.4M | $468.1M | $337.2M | $281.0M |
| Total assets | $64.64B | $63.09B | $58.59B | $47.88B | $44.45B | $40.61B |
| Total liabilities | $56.74B | $55.49B | $50.64B | $41.34B | $38.63B | $35.47B |
| Equity | $7.90B | $7.60B | $7.95B | $6.53B | $5.82B | $5.14B |
| EPS (diluted) | $0.33 | $0.30 | $1.27 | $1.29 | $0.97 | $0.92 |
| Shares out. | 425.5M | 433.7M | 377.6M | 347.1M | 316.9M | 310.4M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2021- Operating margin
- —
- Net margin
- —
- Return on equity
- 1.8%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 87.8%
- Debt / equity
- 7.18×
- Book value / share
- $18.57
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- 10.8%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2021- Accruals / assets
- −1.7%clean
- Piotroski F-Score
- 6/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsApr 4, 2022
- Other material eventMar 8, 2022
- Entered a material agreement · Other material eventFeb 18, 2022
- Results of operationsJan 21, 2022
- Shareholder voteDec 20, 2021
- Regulation FD disclosureNov 8, 2021
- Results of operationsOct 21, 2021
- Results of operationsJul 16, 2021
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 13F-NTFeb 13, 2023
- 13F-NTNov 14, 2022
- 13F-NTAug 5, 2022
- 13F-HRMay 10, 2022
- 15-12BApr 15, 2022
- SC 13GApr 8, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
- 4PRIMARY DOCUMENTApr 4, 2022
Event-driven situations (1)
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