Event-Driven Stocks

GREEN DOT CORP

GDOTNYSE

Financials · Finance Services · DE · SEC filings ↗ · Compare ⊕

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Signs● 4 good● 2 warning● 1 severedetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$1.99B$1.66B$1.46B$1.41B$1.41B$1.24B
Operating income$13.7M−$1.7M$22.7M$94.4M$66.5M$30.1M
Net income−$98.9M−$26.7M$6.7M$64.2M$47.5M$23.1M
Total assets$5.99B$5.43B$4.82B$4.79B$4.73B$4.12B
Total liabilities$5.09B$4.56B$3.96B$4.01B$3.65B$3.11B
Equity$890.2M$873.6M$859.4M$781.5M$1.07B$1.01B
EPS (diluted)——————
Shares out.54.2M52.8M51.7M55.0M54.2M52.8M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
0.7%
Net margin
−5.0%
Return on equity
−11.1%
Return on assets
−1.7%
Return on capital (ROCE)
1.4%
Liabilities / assets
85.1%
Debt / equity
5.72×
Book value / share
$16.42
Revenue growth (YoY)
19.8%
Net income growth (YoY)
—

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Altman Z″ (distress)
-2.07distress
Accruals / assets
−4.0%clean
Piotroski F-Score
4/9mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
66
/ 100
Profitability 40Growth 100Catalyst 67Earnings quality 100Financial strength 25

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 1 severe● 2 warning● 4 good
  • Altman Z″ in the distress zone
  • Reported a net loss
  • High leverage (liabilities > 70% of assets)
  • Operating margin is positive
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 20261.8M4.8+12.4%
Apr 30, 20261.6M4.1-21.3%
Apr 15, 20262.0M3.9-7.3%
Mar 31, 20262.2M2.8+4.1%
Mar 13, 20262.1M3.9+1.6%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (2)