Event-Driven Stocks

TIPTREE INC.

TIPTNasdaq

Financials · Fire, Marine & Casualty Insurance · MD · SEC filings ↗ · Compare ⊕

View price & chart on Yahoo Finance ↗
Signs● 2 good● 3 warning● 2 severedetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$488,000$341.5M$341.4M$300.2M$258.6M$163.6M
Operating income−$46.7M−$40.3M−$43.5M———
Net income$34.9M$53.4M$14.0M−$8.3M$38.1M−$29.2M
Total assets$6.84B$5.69B$5.14B$4.04B$3.60B$3.00B
Total liabilities$6.09B$5.04B$4.56B$3.51B$3.20B$2.62B
Equity$508.6M$457.7M$416.9M$397.4M$383.0M$356.1M
EPS (diluted)$0.76$1.34$0.34$-0.23$1.09$-0.86
Shares out.37.3M36.8M36.7M34.4M32.5M34.4M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
−9574.6%
Net margin
7157.2%
Return on equity
6.9%
Return on assets
0.5%
Return on capital (ROCE)
−0.7%
Liabilities / assets
89.0%
Debt / equity
11.97×
Book value / share
$13.65
Revenue growth (YoY)
−99.9%
Net income growth (YoY)
−34.6%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Altman Z″ (distress)
0.12distress
Accruals / assets
−1.9%clean
Piotroski F-Score
3/9weak

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
55
/ 100
Profitability 60Growth 0Catalyst 67Earnings quality 100Financial strength 50

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.

Signs

● 2 severe● 3 warning● 2 good
  • Altman Z″ in the distress zone
  • Filed a late-filing notice (Form NT) — missed an SEC deadline
  • Operating losses (negative operating margin)
  • Revenue declined year-over-year
  • High leverage (liabilities > 70% of assets)
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

Risk flags

late SEC filings

A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 2026536,1651.9+13.4%
Apr 30, 2026472,6181.6+4.1%
Apr 15, 2026453,8382.4-12.1%
Mar 31, 2026516,3471.9+16.6%
Mar 13, 2026442,9921.5+53.8%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (3)

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