Event-Driven Stocks

HCI Group, Inc.

HCINYSE

Financials · Fire, Marine & Casualty Insurance · FL · SEC filings ↗ · Compare ⊕

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Signs● 4 gooddetails ↓

Financials

SEC XBRL · annual
 FY25FY24FY23FY22FY21FY20
Revenue$216.4M$206.6M$129.0M$127.0M$94.9M$55.4M
Operating income——————
Net income$299.0M$110.0M$79.0M−$58.5M$1.9M$547,000
Total assets$2.53B$2.23B$1.81B$1.80B$1.18B$941.3M
Total liabilities$1.41B$1.76B$1.39B$1.55B$762.4M$740.2M
Equity$1.04B$453.3M$324.8M$162.6M$323.4M$201.1M
EPS (diluted)$5.35$3.81$1.54$0.09$0.75$0.07
Shares out.10.8M10.0M8.6M10.3M8.6M8.0M

Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.

Key ratios

from filings · FY2025
Operating margin
—
Net margin
138.2%
Return on equity
28.7%
Return on assets
11.8%
Return on capital (ROCE)
—
Liabilities / assets
55.9%
Debt / equity
1.36×
Book value / share
$96.69
Revenue growth (YoY)
4.8%
Net income growth (YoY)
171.9%

Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.

Financial health

forensic scores · FY2025
Accruals / assets
−5.8%clean
Piotroski F-Score
5/7mixed

Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.

Quality score

EDS Score
93
/ 100
Profitability 100Growth 100Catalyst 67Earnings quality 100Financial strength 100

Our own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →

Signs

● 4 good
  • Strong return on equity (>15%)
  • Revenue is growing year-over-year
  • Positive operating cash flow
  • Clean earnings (low accruals)

Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.

5%+ owners

SEC Schedule 13D / 13G · last 3 yrs

Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.

Short interest

FINRA · bi-monthly
SettlementShares shortDays to coverΔ vs prior
May 15, 2026330,8351.6+5.5%
Apr 30, 2026313,5391.4+10.3%
Apr 15, 2026284,2221.3-8.2%
Mar 31, 2026309,5622.1-4.5%
Mar 13, 2026324,0152.8-8.7%

Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.

Material events

SEC Form 8-K · most recent

Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.

Recent SEC filings

All filings ↗

Event-driven situations (1)

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