First Financial Northwest, Inc.
FFNWFinancials · State Commercial Banks · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | |
|---|---|---|---|---|---|---|
| Revenue | $2.8M | $2.8M | $3.2M | $3.9M | $4.4M | $4.1M |
| Operating income | — | — | — | — | — | — |
| Net income | $1.1M | $6.3M | $13.2M | $12.2M | $8.6M | $10.4M |
| Total assets | $1.42B | $1.51B | $1.50B | $1.43B | $1.39B | $1.34B |
| Total liabilities | $1.26B | $1.34B | $1.34B | $1.27B | $1.23B | $1.19B |
| Equity | $161.6M | $161.7M | $160.4M | $157.9M | $156.3M | $156.3M |
| EPS (diluted) | $0.12 | $0.69 | $1.45 | $1.29 | $0.88 | $1.03 |
| Shares out. | 9.2M | 9.1M | 9.1M | 9.7M | 10.2M | 10.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2024- Operating margin
- —
- Net margin
- 38.3%
- Return on equity
- 0.7%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 88.7%
- Debt / equity
- 7.82×
- Book value / share
- $17.61
- Revenue growth (YoY)
- 0.8%
- Net income growth (YoY)
- −83.0%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2024- Accruals / assets
- −0.0%clean
- Piotroski F-Score
- 5/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 3 good- High leverage (liabilities > 70% of assets)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Dimensional Fund Advisors LpPassive (13G)Apr 9, 2026
- Renaissance Technologies LlcPassive (13G)Feb 12, 2026
- Blackrock, Inc.Passive (13G)Apr 28, 2025
- Western Standard LlcPassive (13G)Feb 14, 2025
- Strategic Value Investors LpPassive (13G)Feb 12, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Soh SimonOfficer — Senior VP/CCO of the Bank | Mar 6, 2025 | Tax withholding | 349 | $20.07 |
| Jacobson Richard POfficer — Executive VP and CFO | Mar 6, 2025 | Tax withholding | 388 | $20.07 |
| Clariza Ronnie JOfficer — Senior VP/ CRO of the Bank | Mar 6, 2025 | Tax withholding | 285 | $20.07 |
| Lee Joann EDirector | Feb 20, 2025 | Gift | 9,311 | $0.00 |
| Jacobson Richard POfficer — Executive VP and CFO | Oct 11, 2024 | Option exercise | 40,000 | $13.04 |
| Soh SimonOfficer — Senior VP/CCO of the Bank | Aug 15, 2024 | Option exercise | 25,000 | $10.58 |
| Kiley Joseph W IiiOfficer — President and CEO | Aug 13, 2024 | Option exercise | 50,000 | $10.89 |
| Harrison Dalen DOfficer — Sr. VP/CBO of the Bank | Jun 3, 2024 | Option exercise | 7,500 | $10.77 |
| Soh SimonOfficer — Senior VP/CCO of the FFNW Bank | Mar 6, 2024 | Grant | 698 | $20.68 |
| Kiley Joseph W IiiOfficer — President and CEO | Mar 6, 2024 | Grant | 2,208 | $20.68 |
| Jacobson Richard POfficer — EVP and CFO | Mar 6, 2024 | Grant | 1,044 | $20.68 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| Apr 15, 2025 | 156,204 | 1.8 | +33.0% |
| Mar 31, 2025 | 117,403 | 2.1 | +16.7% |
| Mar 14, 2025 | 100,586 | 1.5 | +18.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Other material eventApr 21, 2025
- Completed an acquisition or disposition · Delisting / listing-standard notice · Other material eventApr 11, 2025
- Director / officer changeMar 31, 2025
- Other material eventMar 17, 2025
- Other material eventMar 12, 2025
- Results of operationsJan 28, 2025
- Regulation FD disclosureDec 12, 2024
- Results of operationsOct 29, 2024
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- SCHEDULE 13G/AApr 9, 2026
- SCHEDULE 13G/AFeb 12, 2026
- 15-12GMay 1, 2025
- 10-K/AApr 29, 2025
- SCHEDULE 13G/AApr 28, 2025
- 8-KFORM 8-KApr 21, 2025
- 25FORM 25Apr 21, 2025
- 8-KFORM 8-KApr 11, 2025
- 4PRIMARY DOCUMENTApr 11, 2025
- 8-KFORM 8-KMar 31, 2025
- 10-KMar 20, 2025
- 8-KFORM 8-KMar 17, 2025
- EFFECTMar 13, 2025
- S-8 POSMar 13, 2025
- S-8 POSMar 13, 2025
Event-driven situations (1)
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