VISA INC.
VOther · Large accelerated filer · SEC filings ↗ · Compare ⊕
View price & chart on Yahoo Finance ↗Financials
SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | $40.00B | $35.93B | $32.65B | $29.31B | $24.11B | $21.85B |
| Operating income | $23.99B | $23.59B | $21.00B | $18.81B | $15.80B | $14.08B |
| Net income | $20.06B | $19.74B | $17.27B | $14.96B | $12.31B | $10.87B |
| Total assets | $99.63B | $94.51B | $90.50B | $85.50B | $82.90B | $80.92B |
| Total liabilities | $61.72B | $55.37B | $51.77B | $49.92B | $45.31B | $44.71B |
| Equity | $37.91B | $39.14B | $38.73B | $35.58B | $37.59B | $36.21B |
| EPS (diluted) | — | — | — | — | — | — |
| Shares out. | — | — | — | — | — | — |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- 60.0%
- Net margin
- 50.1%
- Return on equity
- 52.9%
- Return on assets
- 20.1%
- Return on capital (ROCE)
- 37.2%
- Liabilities / assets
- 61.9%
- Debt / equity
- 1.63×
- Book value / share
- —
- Revenue growth (YoY)
- 11.3%
- Net income growth (YoY)
- 1.6%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Altman Z″ (distress)
- 2.94safe
- Accruals / assets
- −3.0%clean
- Piotroski F-Score
- 4/8mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 6 good- Operating margin is positive
- Strong return on equity (>15%)
- Revenue is growing year-over-year
- Positive operating cash flow
- Clean earnings (low accruals)
- Altman Z″ in the safe zone
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Vanguard Capital Management LlcPassive (13G)Apr 30, 2026
- Vanguard Group IncPassive (13G)Mar 27, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 25.8M | 3.8 | +11.6% |
| Apr 30, 2026 | 23.1M | 2.9 | -1.3% |
| Apr 15, 2026 | 23.4M | 4.2 | -0.2% |
| Mar 31, 2026 | 23.5M | 2.9 | -11.9% |
| Mar 13, 2026 | 26.6M | 4.1 | -2.2% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Entered a material agreement · Other material eventMay 12, 2026
- Regulation FD disclosureMay 11, 2026
- Results of operations · Other material eventApr 28, 2026
- Other material eventFeb 27, 2026
- Regulation FD disclosureFeb 13, 2026
- Other material eventFeb 12, 2026
- Results of operations · Other material eventJan 29, 2026
- Amended charter or bylaws · Shareholder voteJan 28, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 4PRIMARY DOCUMENTMay 13, 2026
- 144May 12, 2026
- 8-A12GMay 12, 2026
- 8-KMay 12, 2026
- SC TO-I/AMay 11, 2026
- 8-KMay 11, 2026
- 425May 11, 2026
- 4PRIMARY DOCUMENTApr 30, 2026
- SCHEDULE 13GApr 30, 2026
- 144Apr 29, 2026
- 10-QApr 29, 2026
- 8-KApr 28, 2026
- UPLOADApr 15, 2026
- EFFECTApr 13, 2026
- CORRESPApr 13, 2026
Event-driven situations (1)
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