Symetra Financial CORP
Financials · Life Insurance · DE · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | |
|---|---|---|---|---|---|---|
| Revenue | $545.5M | $557.1M | $2.10B | $2.00B | $1.88B | $1.71B |
| Operating income | — | — | — | $76.5M | $65.5M | $181.1M |
| Net income | $79.3M | $66.0M | $205.4M | $195.8M | $193.8M | $128.3M |
| Total assets | $33.00B | $30.13B | $29.46B | $28.18B | $25.64B | — |
| Total liabilities | $29.64B | $27.19B | $25.83B | $25.07B | $23.26B | — |
| Equity | $3.36B | $2.94B | $3.63B | $3.11B | $2.36B | $1.43B |
| EPS (diluted) | $0.68 | $0.48 | $1.49 | $1.42 | $1.43 | $1.15 |
| Shares out. | 117.7M | 119.1M | 118.7M | 118.6M | 118.2M | 92.729 |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2014- Operating margin
- —
- Net margin
- 14.5%
- Return on equity
- 2.4%
- Return on assets
- 0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.8%
- Debt / equity
- 8.82×
- Book value / share
- $28.55
- Revenue growth (YoY)
- −2.1%
- Net income growth (YoY)
- 20.2%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2014- Accruals / assets
- −2.7%clean
- Piotroski F-Score
- 6/7mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 2 warning● 2 good- Revenue declined year-over-year
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Berkshire Hathaway Inc10% owner | Feb 1, 2016 | D | 20.0M | $32.00 |
| Levy Sander M.Director | Feb 1, 2016 | D | 25,000 | $32.00 |
| Grady Lois WDirector | Feb 1, 2016 | D | 7,000 | $32.00 |
| Burgess Peter SDirector | Feb 1, 2016 | D | 7,000 | $32.00 |
| Hunt Mark EOfficer — EVP, Chief Investment Officer | Feb 1, 2016 | D | 14,328 | $32.00 |
| Goldstein David SOfficer — SVP - General Counsel | Feb 1, 2016 | D | 8,704 | $32.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsFeb 1, 2016
- Director / officer changeJan 29, 2016
- Director / officer change · Shareholder vote · Other material eventNov 5, 2015
- Other material eventOct 28, 2015
- Results of operationsOct 27, 2015
- Entered a material agreement · New financial obligationOct 16, 2015
- Entered a material agreement · Amended charter or bylaws · Other material eventAug 11, 2015
- Results of operations · Other material eventJul 30, 2015
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.