Bank of Marin Bancorp
BMRCNasdaqFinancials · State Commercial Banks · CA · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | −$35.7M | −$8.4M | $19.9M | $46.6M | $33.2M | $30.2M |
| Total assets | $3.90B | $3.70B | $3.80B | $4.15B | $4.31B | $2.91B |
| Total liabilities | $3.51B | $3.27B | $3.36B | $3.74B | $3.86B | $2.55B |
| Equity | $394.7M | $435.4M | $439.1M | $412.1M | $450.4M | $358.3M |
| EPS (diluted) | $-2.24 | $-0.52 | $1.24 | $2.92 | $2.30 | $2.22 |
| Shares out. | 16.1M | 16.2M | 16.1M | 15.9M | 13.4M | 13.6M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- −9.0%
- Return on assets
- −0.9%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.9%
- Debt / equity
- 8.89×
- Book value / share
- $24.49
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- —
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- −1.9%clean
- Piotroski F-Score
- 3/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 warning● 2 good- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Wellington Management Group LlpPassive (13G)May 15, 2026
- Vanguard Group IncPassive (13G)Mar 26, 2026
- Blackrock, Inc.Passive (13G)Oct 17, 2025
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Anderson Nicolas CDirector | Apr 30, 2026 | Buy | 200 | $25.68 |
| Stewart MisakoOfficer — EXECUTIVE VICE PRESIDENT | Mar 25, 2026 | J | 3,222 | $0.00 |
| Myers Timothy DOfficer — PRESIDENT & CEO | Mar 25, 2026 | J | 10,755 | $0.00 |
| Gotelli RobertOfficer — EXECUTIVE VICE PRESIDENT | Mar 25, 2026 | J | 2,212 | $0.00 |
| Campbell BrandiOfficer — EXECUTIVE VICE PRESIDENT | Mar 25, 2026 | J | 2,817 | $0.00 |
| Gotelli RobertOfficer — EXECUTIVE VICE PRESIDENT | Mar 2, 2026 | Grant | 4,701 | $0.00 |
| Sathis ArasadiOfficer — EXECUTIVE VICE PRESIDENT | Mar 2, 2026 | Grant | 6,393 | $0.00 |
| Campbell BrandiOfficer — EXECUTIVE VICE PRESIDENT | Mar 2, 2026 | Grant | 6,454 | $0.00 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 668,316 | 6.2 | -4.5% |
| Apr 30, 2026 | 699,736 | 5.0 | +6.1% |
| Apr 15, 2026 | 659,488 | 7.4 | -4.5% |
| Mar 31, 2026 | 690,918 | 6.9 | +4.8% |
| Mar 13, 2026 | 659,489 | 7.6 | +5.5% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder vote · Other material eventJun 1, 2026
- Results of operations · Regulation FD disclosure · Other material eventApr 27, 2026
- Director / officer change · Regulation FD disclosureApr 2, 2026
- Regulation FD disclosureMar 18, 2026
- Regulation FD disclosureMar 10, 2026
- Regulation FD disclosureFeb 24, 2026
- Prior financials not reliable (restatement)Feb 24, 2026
- Regulation FD disclosureFeb 3, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.