Franklin Financial Network Inc.
Financials · State Commercial Banks · TN · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $2.9M | $10.1M | $28.1M | $6.2M | $3.1M | $8.4M |
| Total assets | $3.90B | $4.25B | $3.84B | $2.94B | $2.17B | $1.36B |
| Total liabilities | $3.49B | $3.88B | $3.54B | $2.67B | $1.98B | $1.23B |
| Equity | $410.3M | $372.7M | $304.6M | $270.3M | $188.8M | $121.8M |
| EPS (diluted) | $0.19 | $0.73 | $2.04 | $2.42 | $1.54 | $1.27 |
| Shares out. | 14.6M | 13.3M | 13.1M | 10.6M | 7.8M | 6.5M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2019- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.7%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.5%
- Debt / equity
- 8.49×
- Book value / share
- $28.16
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −71.1%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2019- Accruals / assets
- −0.5%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast.
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Kmissed a reporting deadline ↗Mar 19, 2019
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer changeAug 18, 2020
- Results of operations · Regulation FD disclosureJul 27, 2020
- Shareholder voteJun 16, 2020
- Other material eventJun 9, 2020
- Regulation FD disclosureApr 29, 2020
- Results of operations · Regulation FD disclosureApr 27, 2020
- Entered a material agreementJan 24, 2020
- Results of operations · Regulation FD disclosureJan 21, 2020
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 15-12BFORM 15-12BAug 27, 2020
- EFFECTAug 19, 2020
- 4/AFORM 4/A SUBMISSIONAug 19, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
- 4FORM 4 SUBMISSIONAug 18, 2020
Event-driven situations (1)
Spot an error in this record? Report it. Every correction is verified against the source filing before we change anything.