First Guaranty Bancshares, Inc.
FGBINasdaqFinancials · Savings Institution, Federally Chartered · LA · SEC filings ↗ · Compare ⊕
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SEC XBRL · annual| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | −$46.2M | — | — | — | — | — |
| Net income | −$6.2M | $2.3M | $3.5M | $7.6M | $27.3M | $20.3M |
| Total assets | $4.08B | $3.97B | $3.55B | $3.15B | $2.88B | $2.47B |
| Total liabilities | $3.85B | $3.72B | $3.30B | $2.92B | $2.65B | $2.29B |
| Equity | $251.4M | $250.3M | $249.6M | $235.0M | $223.9M | $178.6M |
| EPS (diluted) | $-4.17 | $0.81 | $0.62 | $2.48 | $2.42 | $1.90 |
| Shares out. | 12.5M | 12.5M | 10.7M | 10.7M | 9.7M | 9.7M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2025- Operating margin
- —
- Net margin
- —
- Return on equity
- −2.5%
- Return on assets
- −0.2%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 94.5%
- Debt / equity
- 15.32×
- Book value / share
- $20.11
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −366.9%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2025- Accruals / assets
- 0.1%clean
- Piotroski F-Score
- 1/6weak
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 2 warning● 1 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Negative operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 10-Qmissed a reporting deadline ↗Nov 10, 2025
- NT 10-Qmissed a reporting deadline ↗Aug 11, 2025
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
5%+ owners
SEC Schedule 13D / 13G · last 3 yrs- Smith Edgar R. IiiActivist (13D)Jan 5, 2026
- Reynolds Marshall TActivist (13D)Jan 5, 2026
Holders who disclosed a 5%+ stake. 13D signals intent to influence or control; 13G is a passive holding. Latest filing per holder — open it for the exact stake.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Reynolds Marshall TDirector | Apr 30, 2026 | Buy | 109,051 | $9.17 |
| Smith Edgar R. IiiDirector | Apr 30, 2026 | Buy | 109,051 | $9.17 |
| Mcanally BruceDirector | Apr 30, 2026 | Buy | 109,051 | $9.17 |
| Smith Edgar R. IiiDirector | Mar 31, 2026 | Buy | 138,083 | $7.77 |
| Reynolds Marshall TDirector | Mar 31, 2026 | Buy | 32,176 | $7.77 |
| Mcanally BruceDirector | Mar 31, 2026 | Buy | 32,176 | $7.77 |
| Smith Edgar R. IiiDirector | Dec 31, 2025 | Buy | 208,996 | $5.40 |
| Reynolds Marshall TDirector | Dec 31, 2025 | Buy | 46,297 | $5.40 |
| Mcanally BruceDirector | Dec 31, 2025 | Buy | 92,600 | $5.40 |
| Walker Robert WDirector | Dec 11, 2025 | Buy | 5,745 | $4.53 |
| Dosch EricOfficer — SVP and CFO | Dec 8, 2025 | L | 100 | $4.59 |
| Walker Robert WDirector | Dec 10, 2025 | Buy | 7,500 | $4.54 |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Short interest
FINRA · bi-monthly| Settlement | Shares short | Days to cover | Δ vs prior |
|---|---|---|---|
| May 15, 2026 | 163,659 | 5.6 | -10.0% |
| Apr 30, 2026 | 181,810 | 3.9 | +12.9% |
| Apr 15, 2026 | 161,068 | 9.0 | +14.4% |
| Mar 31, 2026 | 140,835 | 19.2 | +1.3% |
| Mar 13, 2026 | 138,997 | 15.8 | +4.0% |
Shares sold short as reported to FINRA. Days-to-cover = short shares ÷ average daily volume — higher means more potential squeeze pressure.
Material events
SEC Form 8-K · most recent- Shareholder voteMay 22, 2026
- Results of operationsMay 7, 2026
- Terminated a material agreementMay 5, 2026
- Other material eventMay 1, 2026
- Results of operationsApr 27, 2026
- Director / officer changeApr 22, 2026
- Entered a material agreementMar 24, 2026
- Other material eventMar 17, 2026
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗Event-driven situations (1)
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