Cape Bancorp, Inc.
Financials · State Commercial Banks · MD · SEC filings ↗ · Compare ⊕
Financials
SEC XBRL · annual| FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Net income | $1.0M | $2.0M | $1.5M | $1.5M | $8.0M | $4.0M |
| Total assets | $1.60B | $1.08B | $1.09B | $1.04B | $1.07B | $1.06B |
| Total liabilities | $1.43B | $939.0M | $952.5M | $890.0M | $925.4M | $928.9M |
| Equity | $168.4M | $140.9M | $140.4M | $150.8M | $145.7M | $132.2M |
| EPS (diluted) | $0.96 | $0.61 | $0.46 | $0.37 | $0.64 | $0.33 |
| Shares out. | 11.5M | 11.9M | 13.3M | 13.3M | 13.3M | 13.3M |
Reported figures from the company's SEC filings (XBRL). Blank where a line item isn't cleanly tagged — never estimated.
Key ratios
from filings · FY2015- Operating margin
- —
- Net margin
- —
- Return on equity
- 0.6%
- Return on assets
- 0.1%
- Return on capital (ROCE)
- —
- Liabilities / assets
- 89.5%
- Debt / equity
- 8.51×
- Book value / share
- $14.66
- Revenue growth (YoY)
- —
- Net income growth (YoY)
- −49.7%
Computed from the company's own SEC figures — no market price, so these are facts, not a valuation. Book value per share is reported equity ÷ shares; it is not the stock price.
Financial health
forensic scores · FY2015- Accruals / assets
- −1.2%clean
- Piotroski F-Score
- 4/6mixed
Altman Z″is a textbook bankruptcy-distress score from book values only (>2.6 safe · 1.1–2.6 grey · <1.1 distress). Accruals = (net income − operating cash flow) ÷ assets; persistently high accruals are an earnings-quality red flag. Beneish M-Scoreis an eight-ratio screen comparing this year with last (M > −1.78 = elevated manipulation-risk screen, not proof). Piotroski F-Scorecounts how many of nine fundamental-health checks pass (shown as passed / applicable; we use operating margin and total liabilities as documented proxies where the exact input isn't XBRL-tagged). Computed from SEC filings — descriptive factors, not advice or a forecast.
Quality score
EDS ScoreOur own multi-factor score from free SEC data — profitability, growth, financial strength, earnings quality, and event/ownership catalysts. No market price and no licensed model: each axis is the share of source-backed checks it passes. Descriptive factors, not advice or a forecast. What these scores mean →
Signs
● 1 severe● 1 warning● 2 good- Filed a late-filing notice (Form NT) — missed an SEC deadline
- High leverage (liabilities > 70% of assets)
- Positive operating cash flow
- Clean earnings (low accruals)
Derived from the company's own SEC figures (fundamentals, forensic scores, filing discipline) — descriptive factors, not advice or a forecast.
Risk flags
late SEC filings- NT 11-Kmissed a reporting deadline ↗Jun 29, 2009
A Form NT means the company notified the SEC it would file a periodic report late — often an accounting, audit or liquidity warning sign. Also search SEC enforcement actions for this company.
Insider transactions
SEC Form 4 · most recent| Insider | Date | Type | Shares | Price |
|---|---|---|---|---|
| Geletka Edward JOfficer — EVP/COO | May 2, 2016 | J | 39,796 | — |
| Ritter Thomas KDirector | May 2, 2016 | J | 6,375 | — |
| Mcgowan James F JrOfficer — EVP and Chief Credit Officer | May 2, 2016 | J | 2,000 | — |
| Pinto Charles L.Officer — EVP and Chief Banking Officer | May 2, 2016 | J | 2,800 | — |
| Skeels AltheaDirector | May 2, 2016 | J | 15,911 | — |
| Devlin Michael DOfficer — President and CEO | May 2, 2016 | J | 114,875 | — |
| Reynolds Matthew JDirector | May 2, 2016 | J | 18,165 | — |
| Facemyer Gregory JDirector | May 2, 2016 | J | 66,910 | — |
| Deutsch James F.Director | May 2, 2016 | J | 5,000 | — |
| Goldman Benjamin DDirector | May 2, 2016 | J | 8,375 | — |
| Ingersoll David C JrDirector | May 2, 2016 | J | 42,375 | — |
| Mccaffrey Hugh JDirector | May 2, 2016 | J | 11,872 | — |
Headline trade per Form 4 (officers, directors, 10%+ owners). Buy/sell read from the filing's structured data — blank where a field isn't cleanly tagged.
Material events
SEC Form 8-K · most recent- Completed an acquisition or disposition · Delisting / listing-standard notice · Modified shareholder rights · Change in control · Director / officer change · Amended charter or bylawsMay 2, 2016
- Shareholder vote · Other material eventApr 26, 2016
- Other material eventApr 14, 2016
- Results of operationsFeb 1, 2016
- Other material eventJan 20, 2016
- Entered a material agreementJan 7, 2016
- Regulation FD disclosure · Other material eventJan 6, 2016
- Other material eventJan 6, 2016
Events the company reported on Form 8-K, labelled by the SEC item code it filed under — its own classification, not our interpretation.
Recent SEC filings
All filings ↗- 11-KFORM 11-KJun 28, 2016
- 15-12BMay 12, 2016
- 4FORM 4May 3, 2016
- 4FORM 4May 3, 2016
- S-8 POSPOST EFFECTIVE AMENDMENT NO.1 TO FORM S-8May 2, 2016
- S-8 POSPOST EFFECTIVE AMENDMENT NO.1 TO FORM S-8May 2, 2016
- S-8 POSPOST EFFECTIVE AMENDMENT NO.1 TO FORM S-8May 2, 2016
- 8-KFORM 8-KMay 2, 2016
- 4FORM 4May 2, 2016
- 4FORM 4May 2, 2016
- 4FORM 4May 2, 2016
- 4FORM 4May 2, 2016
- 4FORM 4May 2, 2016
- 4FORM 4May 2, 2016
- 4FORM 4May 2, 2016
Event-driven situations (1)
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